Augusta County property record for 138 Niswander Rd, Staunton, VA 24401
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,225 sqft · built 2003 |
| Lot Size | 2.71 acres (118,091 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Sep 2021) |
| Tax Bill | $3,534 (2026) |
| Deeds & Mortgages | Dec 2022 Reverse Mortgage Dec 2007 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 047 146G |
| Primary APN | 047 146G |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,225 sqft Living Area |
| Gross Area | 7,070 sqft |
| 1st Floor Area | 1,170 sqft |
| Upper Floors Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 1,170 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 118,091 sqft (2.71 acres) |
| Terrain | Rolling |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 356 sqft |
| Patio Area | 594 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 138 NISWANDER RD |
|---|---|
| City | STAUNTON |
| State | VA |
| Zip | 24401-9258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GENERAL AG |
| Legal Description | 47-146G S RT 788 DIV PAR 2 OF UHLER LAND 2.711ACRES |
| Legal Subdivision | NEW HOPE |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | MIDDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 70702 |
Source: Augusta County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2022 | Deed of Trust, Mortgage · Reverse Mortgage NAVY FCU |
| Dec 12, 2007 | Deed of Trust, Mortgage · Line of Credit PLANTERS BANK AND TRUST CO |
| Feb 2, 2006 | Deed of Trust, Mortgage · Conventional Mortgage ENCORE CREDIT CORP |
| Dec 16, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Sep 9, 2021 | Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Apr 3, 2012 | Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Feb 5, 2009 | Deed, Transfer · Conventional Mortgage DUPONT COMMUNITY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Prior Sale | Sep 8, 2021 · Amount on Record |
| Deed Document Number | 20219870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220010387 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 220010387 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0070014093 |
|---|---|
| Date | Dec 12, 2007 |
| Instrument | 070014093 |
| Name | PLANTERS BANK AND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | STAUNTON, VA 24402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0060001498 |
|---|---|
| Date | Feb 2, 2006 |
| Instrument | 060001498 |
| Name | ENCORE CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2036 |
| Rate | 7.65% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Dec 16, 2025 |
| Property Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Document Number | 0250008999 |
| Map Reference | MB 1 PG 6494 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 250008999 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Document Number | 0250009000 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 250009000 |
| Name | MOVEMENT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Sep 9, 2021 |
| Property Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Document Number | 210009870 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 210009870 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Document Number | 210009871 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 210009871 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Apr 3, 2012 |
| Property Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Document Number | 120002763 |
| Map Reference | MB1 PG6494 |
| Instrument Date | Mar 15, 2012 |
| Instrument | 120002763 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Investor | Possibly a Property Investor |
| Document Number | 0120002764 |
|---|---|
| Date | Apr 3, 2012 |
| Instrument | 120002764 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2042 |
| Rate | 3.99% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Feb 5, 2009 |
| Property Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Document Number | 090001010 |
| Instrument Date | Feb 4, 2009 |
| Instrument | 090001010 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $483.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 138 NISWANDER RD, STAUNTON, VA 24401-9258 |
| Document Number | 090001011 |
|---|---|
| Date | Feb 5, 2009 |
| Instrument | 090001011 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2039 |
| Document Number | 0090001149 |
|---|---|
| Date | Feb 10, 2009 |
| Instrument | 090001149 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|---|
| Address | WAYNESBORO, VA 22980 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Feb 5, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Augusta County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,534.00 | $679,700 (-) Land $73,500 Building $606,200 | |
| 2025 | $3,534.00 (+9.62%) | $679,700 (+32.81%) Land $73,500 Building $606,200 | |
| 2024 | $679,700 (+32.81%) Land $73,500 Building $606,200 | ||
| 2023 | $3,224.00 | $511,800 Land $84,500 Building $427,300 | $511,800 Land $84,500 Building $427,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 62% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Lingo Networks, New Hope Telephone Cooperative, Xfinity.
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