138 Mohawk St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 138 Mohawk St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,047 sqft · built 1914
Lot Size	0.077 acres (3,360 sqft)
Owner	2 Individual Names on File
Tax Bill	$366 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8912-19-356-019`

Property Details

APN / Parcel Number

Primary APN	`8912-19-356-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,360 sqft (0.077 acres)
Lot Dimensions	84 ft deep x 40 ft wide
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	138 MOHAWK ST
City	WATERLOO
State	IA
Zip	50703-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTTERS ADDITION LOT 3
Legal Range	12W
Legal Township	89N
Legal Section	19
Legal Subdivision	RUTTERS ADDITION
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2009
Census Tract	1900

Owner

Source: Black Hawk County records · APN 8912-19-356-019

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	138 MOHAWK ST, WATERLOO, IA 50703-4123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	138 MOHAWK ST, WATERLOO, IA 50703-4123
Transaction Type	Mortgage
Record Updated	Dec 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MOHAWK ST, WATERLOO, IA 50703-4123

Mortgage

Document Number	202200010710
Date	Nov 18, 2021
Instrument	202200010710

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 01, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$366.00 Homeowner's exemption	$53,540 (+31.29%) Land $5,060 Building $48,480	$53,540 (+31.29%) Land $5,060 Building $48,480
2024	$366.00 (-32.72%)
2023		$40,780 (+21.04%) Land $5,060 Building $35,720	$40,780 (+21.04%) Land $5,060 Building $35,720
2022	$544.00 Homeowner's exemption	$33,690 Land $5,060 Building $28,630
2021			$33,690 Land $5,060 Building $28,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband, Waterloo Telecommunications Utility.

Based on FCC filings for 446 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.