123 Mohawk St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 123 Mohawk St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,058 sqft · built 1925
Lot Size0.158 acres (6,864 sqft)
OwnerIndividual Name on Record
Tax Bill$900 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN8912-19-355-008

Property Details

APN / Parcel Number

Primary APN8912-19-355-008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,058 sqft Living Area
1st Floor Area572 sqft
Basement Area572 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area6,864 sqft (0.158 acres)
Lot Dimensions143 ft deep x 48 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address123 MOHAWK ST
CityWATERLOO
StateIA
Zip50703-4138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEALS SUBDIVISION WLOO LOT 15 BLK 3
Legal Range12W
Legal Township89N
Legal Section19
Legal SubdivisionBEALS SUBDIVISION
Legal Block3
Legal Lot Number15
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2008
Census Tract1900

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address123 MOHAWK ST, WATERLOO, IA 50703-4138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address123 MOHAWK ST, WATERLOO, IA 50703-4138
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202602673
DateMar 3, 2026
Instrument2026-02673
Lender
NameVERIDIAN CU
TypeCredit Union
AddressPO BOX 6000, WATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 2, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$900.00 (+37.61%) Homeowner's exemption$69,580 (+28.71%) Land $7,760 Building $61,820$69,580 (+28.71%) Land $7,760 Building $61,820
2024$654.00 (-19.66%)
2023$54,060 (+17.68%) Land $7,760 Building $46,300$54,060 (+17.68%) Land $7,760 Building $46,300
2022$814.00 Homeowner's exemption$45,940 Land $7,760 Building $38,180
2021$45,940 Land $7,760 Building $38,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

Nearby Properties on Mohawk St

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