138 Lamego Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 138 Lamego Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,341 sqft · built 2021
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$805,000 (Feb 2024)
Tax Bill	$8,318 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`073432-0570`

Property Details

APN / Parcel Number

Primary APN	`073432-0570`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,341 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	2,341 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	138 LAMEGO LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-1667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	102/49-61 MADEIRA AT ST AUGUSTINE PHASE 2A UNIT 1 LOT 57 OR5896/1023
Legal Range	29E
Legal Township	06S
Legal Section	54
Legal Subdivision	MADEIRA AT ST AUGUSTINE PHASE 2A UNIT 1
Legal Phase	2A
Legal Block	1
Legal Lot Number	57
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2050
Census Tract	20606

Owner

Source: St. Johns County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Feb 6, 2024	Special Warranty Deed, Transfer · VA Mortgage NEWREZ LLC
Sep 27, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on Record
Deed Sale	Feb 6, 2024 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	20249235
Deed Book / Page	5896 / 1023
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Apr 29, 2026
Property Address	138 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1667
Document Number	0000036485
Book / Page	6353 / 417
Instrument Date	Apr 21, 2026
Instrument	202636485
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1667

Mortgage

Document Number	0000036485,
Date	Apr 29, 2026
Book Page	6353/417
Instrument	202636485

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 6, 2024
Property Address	138 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1667
Document Number	0058961023
Book / Page	5896 / 1023
Map Reference	MB 102 PG 49-61
Instrument Date	Feb 2, 2024
Instrument	2024009235
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,635.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1667

Mortgage

Document Number	0058961025
Date	Feb 6, 2024
Instrument	5896/1025

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 27, 2021
Property Address	138 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1667
Document Number	0053790001
Book / Page	5379 / 1
Map Reference	MB 102 PG 49-61
Instrument Date	Sep 23, 2021
Instrument	2021105482
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	SEA GLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,844.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 LAMEGO LN, ST AUGUSTINE, FL 32095-1667

Mortgage

Document Number	0000053793
Date	Sep 27, 2021
Instrument	5379/3

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,913 (+2.7%)	$640,037 (+1.51%) Land $125,000 Building $515,037
2025	$8,318.00 (-19.56%) Homeowner's exemption	$364,083 (-25.46%)	$630,505 (-1.91%) Land $125,000 Building $505,505
2024	$10,341.00 (+2.29%) Homeowner's exemption Disabled Person's exemption	$488,469 (+3%)	$642,806 (+18.14%) Land $125,000 Building $517,806
2023	$10,109.00 (+3.11%) Homeowner's exemption Disabled Person's exemption	$474,242 (+3%)	$544,098 (+18.17%) Land $80,000 Building $464,098
2022	$9,804.00 Homeowner's exemption Disabled Person's exemption	$460,429	$460,429 Land $78,400 Building $382,029

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Xfinity.

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