118 Lamego Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 118 Lamego Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,216 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Sep 2025)
Tax Bill	$9,857 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`073432-0600`

Property Details

APN / Parcel Number

Primary APN	`073432-0600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	2,886 sqft
1st Floor Area	2,216 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 LAMEGO LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-1678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	102/49-61 MADEIRA AT ST AUGUSTINE PHASE 2A UNIT 1 LOT 60 OR6213/1435
Legal Range	29E
Legal Township	06S
Legal Section	54
Legal Subdivision	MADEIRA AT ST AUGUSTINE PHASE 2A UNIT 1
Legal Phase	2A
Legal Block	1
Legal Lot Number	60
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2050
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 27, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	202571391
Deed Book / Page	6213 / 1435
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	118 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1678
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1678
Investor	Possibly a Property Investor

Mortgage

Document Number	0059370105
Date	Apr 24, 2024
Book Page	5937/105
Instrument	2024030848

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 27, 2021
Property Address	118 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1678
Document Number	0054521268
Book / Page	5452 / 1268
Map Reference	MB 102 PG 49-61
Instrument Date	Dec 22, 2021
Instrument	2021138677
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2022
Title Company	SEA GLASS TITLE LLC, SEA CLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,048.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 BUSINESS PARK CIR # CIR105, CIR105, SAINT AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LAMEGO LN, SAINT AUGUSTINE, FL 32095-1678
Investor	Possibly a Property Investor

Mortgage

Document Number	0054521270
Date	Dec 27, 2021
Instrument	5452/1270

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,246 (+25.18%) Land $125,000 Building $429,246	$554,246 (+2.74%) Land $125,000 Building $429,246
2025	$9,857.00 (+5.48%) Homeowner's exemption	$442,757 (+5.99%)	$539,451 (+7.06%) Land $125,000 Building $414,451
2024	$9,345.00 (+2.28%)
2023	$9,137.00 (+4.27%) Homeowner's exemption	$417,747 (+3%)	$503,862 (+17.88%) Land $80,000 Building $423,862
2022	$8,763.00 Homeowner's exemption Widower's exemption	$405,580	$427,432 Land $78,400 Building $349,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Xfinity.

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