138 Lake St, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 138 Lake St, Webster, MA 01570

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,186 sqft · built 1950
Lot Size	0.672 acres (29,272 sqft)
Owner	Company Name on File
Tax Bill	$6,780 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0029F B:5`

Property Details

APN / Parcel Number

Primary APN	`M:0029F B:5`
Alternative APNs	`WEBS M:29 B:F P:5` `3479`

Interior

Stories	2 Stories
Building Area	5,186 sqft Total Area
Gross Area	9,348 sqft
Basement Area	2,668 sqft
Unfinished Basement	2,668 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,272 sqft (0.672 acres)
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3479
Street Address	138 LAKE ST
City	WEBSTER
State	MA
Zip	01570-2024
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	SFR-12
Legal Subdivision	LAKESIDE PARK
Legal Block	F
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	4
Census Block	4002
Census Tract	754100

Owner

138 Lake St, a commercial property, is owned by a company that acquired it in March 2016.

Source: Worcester County and Webster Town records, as of October 14, 2026

Owner of Record	Company Name on File
Mailing Address	138 LAKE ST, WEBSTER, MA 01570-2024
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage WEBSTER FIVE CENTS SAVINGS BANK
Jun 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2016
Deed Sale	Mar 30, 2016
Prior Sale	Jan 23, 2006 · Amount on File
Deed Document Number	201631318
Deed Book / Page	55118 / 267
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Recording Date	Sep 23, 2026
Property Address	138 LAKE ST, WEBSTER, MA 01570-2024
Document Number	0000083412
Book / Page	74205 / 137
Instrument Date	Sep 23, 2026
Instrument	202683412
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083412,
Date	Sep 23, 2026
Book Page	74205/137
Instrument	202683412

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	138 LAKE ST, WEBSTER, MA 01570-2024
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069316-55
Date	Jun 28, 2023
Book Page	69316/55
Instrument	51303

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 138 Lake St was $6,780, up 0.1% from the year before.

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,780.00 (+0.1%)	$570,700 (+2.63%) Land $89,400 Building $481,300
2024	$6,773.00 (+1.86%)	$556,100 (+4.55%) Land $85,900 Building $470,200
2023	$6,649.00	$531,900 Land $81,900 Building $450,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 138 Lake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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