131 Lake St, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 131 Lake St, Webster, MA 01570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1950
Lot Size	0.131 acres (5,713 sqft)
Owner	2 Individual Names on File
Last Sale	$237,900 (Oct 2019)
Tax Bill	$4,419 (2025)
Deeds & Mortgages	Apr 2022 Refinance Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0028M B:9`

Property Details

APN / Parcel Number

Primary APN	`M:0028M B:9`
Alternative APNs	`WEBS M:28 B:M P:9` `3404`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,699 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,713 sqft (0.131 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3404
Street Address	131 LAKE ST
City	WEBSTER
State	MA
Zip	01570-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-12,
Legal Block	M
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1021
Census Tract	754200

Owner

131 Lake St is owned and occupied by two individuals who bought it in October 2019.

Source: Worcester County and Webster Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 LAKE ST, WEBSTER, MA 01570-2022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage ROSS MTG CO INC
Oct 4, 2019	Quit Claim Deed, Transfer · Conventional with PMI ROSS MTG CO INC
Jun 7, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Aug 5, 2008 · Amount on File
Deed Document Number	2019104402
Deed Book / Page	61180 / 303
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	61180-303
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	131 LAKE ST, WEBSTER, MA 01570-2022
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067521-348
Date	Apr 29, 2022
Book Page	67521/348
Instrument	47639

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	131 LAKE ST, WEBSTER, MA 01570-2022
Document Number	61973-246
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LAKE ST WEBSTER MA 015702022, WEBSTER, MA 01570-2022

Mortgage

Document Number	61973-246
Date	Feb 28, 2020
Book Page	061973/000246
Instrument	21749

Lender

Name	ROSS MTG CO INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Oct 4, 2019
Property Address	131 LAKE ST, WEBSTER, MA 01570-2022
Document Number	61180-303
Book / Page	061180 / 000303
Instrument Date	Sep 27, 2019
Instrument	104402
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,084.82
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 LAKE ST WEBSTER MA 015702022, WEBSTER, MA 01570-2022

Mortgage

Document Number	61180-305
Date	Oct 4, 2019
Book Page	061180/000305
Instrument	104403

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	131 LAKE ST, WEBSTER, MA 01570-2022
Document Number	57249-98
Book / Page	057249 / 000098
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57249-98
Date	Jun 13, 2017
Book Page	057249/000098
Instrument	60330

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 131 Lake St was $4,419, up 1.4% from the year before.

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,419.00 (+1.4%)	$372,000 (+3.97%) Land $54,500 Building $317,500	$416,005 (+14.99%)
2024	$4,358.00 (+14.74%)	$357,800 (+17.77%) Land $52,400 Building $305,400	$361,760
2023	$3,798.00	$303,800 Land $45,400 Building $258,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Lake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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