Kenton County property record for 138 Kenton St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,025 sqft · built 1979 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Oct 2024) |
| Tax Bill | $2,977 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-21-022.01 |
| Primary APN | 003-40-21-022.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,025 sqft Finished Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 138 KENTON ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOT 264 & PT 265 |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 264,265 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 65700 |
138 Kenton St is owned and occupied by an individual who bought it in October 2024.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 KENTON ST, ELSMERE, KY 41018-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on File |
| Deed Sale | Oct 21, 2024 · Amount on File |
| Prior Sale | May 18, 2015 · Amount on File |
| Deed Document Number | 202496 |
| Deed Book / Page | 310 / 450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 21, 2024 |
| Property Address | 138 KENTON ST, ELSMERE, KY 41018-2016 |
| Document Number | 0005900096 |
| Book / Page | KC 310 / 450 |
| Map Reference | PL 346 |
| Instrument Date | Oct 16, 2024 |
| Instrument | 24102105900096 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2025 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2000 PIECK DR, FT WRIGHT, KY 41011-2667 |
| Name | Verified Name |
|---|---|
| Address | 138 KENTON ST, ELSMERE, KY 41018-2016 |
| Document Number | 0005900097 |
|---|---|
| Date | Oct 21, 2024 |
| Instrument | 24102105900097 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Number | 0005900098 |
|---|---|
| Date | Oct 21, 2024 |
| Book Page | KCM 593/228 |
| Instrument | 24102105900098 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2034 |
The 2025 property tax bill for 138 Kenton St was $2,977.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,000 (-) Land $15,000 Building $181,000 | $196,000 (-) Land $15,000 Building $181,000 | |
| 2025 | $2,977.00 | $196,000 Land $15,000 Building $181,000 | $196,000 Land $15,000 Building $181,000 |
| 2023 | $1,864.00 | $124,400 Land $15,000 Building $109,400 | $124,400 Land $15,000 Building $109,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Kenton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 138 Kenton St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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