Kenton County property record for 131 Kenton St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,259 sqft · built 1919 |
| Lot Size | 0.098 acres (4,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Jun 2017) |
| Tax Bill | $2,734 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-11-029.00 |
| Primary APN | 003-40-11-029.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,259 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,295 sqft (0.098 acres) |
| Lot Dimensions | 136 ft deep x 31.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 131 KENTON ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOT 250 & PT 251 31.5X136.35 IRREG |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 250,251 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 65700 |
131 Kenton St is owned and occupied by two individuals who bought it in June 2017.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 KENTON ST, ELSMERE, KY 41018-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed, Transfer · FHA Mortgage FIRST FINANCIAL BANK |
| Jun 23, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2017 · Amount on File |
| Deed Sale | Jun 23, 2017 · Amount on File |
| Prior Sale | Aug 5, 2014 · Amount on File |
| Deed Document Number | 201706 23 059 00053 |
| Deed Book / Page | 6187 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 12, 2023 |
| Property Address | 131 KENTON ST, ELSMERE, KY 41018-2056 |
| Document Number | 0005900270 |
| Book / Page | KC 221 / 807 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 23041205900270 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2439 ANTELOPE CT, VILLA HILLS, KY 41017-3723 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 131 KENTON ST, ELSMERE, KY 41018-2056 |
| Document Number | 0005900271 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | KCM 453/601 |
| Instrument | 23041205900271 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 23, 2017 |
| Property Address | 131 KENTON ST, ELSMERE, KY 41018-2056 |
| Document Number | 0000000053 |
| Book / Page | 0C6187 / 000078 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 53 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2017 |
| Title Company | BRIDGE TRUST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 SILVERLAKE ST ERLANGER KY 410181363, ERLANGER, KY 41018-1363 |
| Document Number | 54 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 0C6187/000080 |
| Instrument | 54 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2047 |
| Document Number | 0000000054 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 0C6187/000080 |
| Instrument | 54 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2047 |
The 2025 property tax bill for 131 Kenton St was $2,734.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,000 (-) Land $10,000 Building $170,000 | $180,000 (-) Land $10,000 Building $170,000 | |
| 2025 | $2,734.00 | $180,000 Land $10,000 Building $170,000 | $180,000 Land $10,000 Building $170,000 |
| 2023 | $2,377.00 | $158,600 Land $10,000 Building $148,600 | $158,600 Land $10,000 Building $148,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Kenton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 131 Kenton St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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