138 Harbour Pointe Dr, Chesnee, SC 29323 Property Records

Spartanburg County property record for 138 Harbour Pointe Dr, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,632 sqft · built 2015
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Owner Names on File
Last Sale	$118,000 (Sep 2014)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	May 2024 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-2500-01926`

Property Details

APN / Parcel Number

Primary APN	`2-2500-01926`
Alternative APN	`29395`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,632 sqft Living Area
Gross Area	3,615 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	363 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	604 sqft
Porch	Porch
Porch Area	379 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	29395
Street Address	138 HARBOUR POINTE DR
City	CHESNEE
State	SC
Zip	29323-8034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 NORTH HARBOUR SUBDIVISION SEC 1 PB 146-605
Legal Subdivision	NORTH HARBOUR SUBDIVISION
Legal Lot Number	27
Jurisdiction	SPARTANBURG SC
Township / Civil Division	CHESNEE
Census Block Group	1
Census Block	1065
Census Tract	22304

Owner

The current owner of 138 Harbour Pointe Dr bought it in September 2014.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	2 Owner Names on File
Mailing Address	138 HARBOUR POINTE DR, CHESNEE, SC 29323-8034
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Mar 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2014 · Amount on File
Deed Sale	Sep 11, 2014 · Amount on File
Prior Sale	Feb 22, 2008 · Amount on File
Deed Document Number	2014-35949
Deed Book / Page	107A / 0151
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	138 HARBOUR POINTE DR, CHESNEE, SC 29323-8034
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016900
Date	May 1, 2024
Book Page	6751/260
Instrument	2024-16900

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	138 HARBOUR POINTE DR, CHESNEE, SC 29323-8034
Document Number	0000013224
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 HARBOUR POINTE DR CHESNEE SC 293238034, CHESNEE, SC 29323-8034

Mortgage

Document Number	0000013224
Date	Mar 26, 2020
Book Page	005782/000024
Instrument	13224

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 138 Harbour Pointe Dr was $3,202, up 0.3% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,202.00 (+0.31%)	$19,186 Land $5,705 Building $13,481	$589,200 Land $175,200 Building $414,000
2024	$3,192.00 (-4.74%)
2023	$3,351.00	$19,186 Land $5,705 Building $13,481	$589,200 Land $175,200 Building $414,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 Harbour Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Harbour Pointe Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LCF WATER DISTRICT serves 18,152 people · EPA ID SC4220010
Water Source	Purchased surface water from SPARTANBURG WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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