123 Harbour Pointe Dr, Chesnee, SC 29323 Property Records

Spartanburg County property record for 123 Harbour Pointe Dr, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,154 sqft · built 2013
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$587,000 (Mar 2022)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Mar 2022 Sale Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-2500-01907`

Property Details

APN / Parcel Number

Primary APN	`2-2500-01907`
Alternative APN	`29376`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,154 sqft Living Area
Gross Area	5,360 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.619 acres)
Lot Dimensions	220 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	600 sqft
Porch	Porch
Porch Area	446 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	29376
Street Address	123 HARBOUR POINTE DR
City	CHESNEE
State	SC
Zip	29323-8036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 NORTH HARBOUR SUBDIVISION SEC 1 PB 146-605
Legal Subdivision	NORTH HARBOUR SUBDIVISION
Legal Lot Number	8
Jurisdiction	SPARTANBURG SC
Township / Civil Division	CHESNEE
Census Block Group	1
Census Block	1065
Census Tract	22304

Owner

123 Harbour Pointe Dr is owned and occupied by an individual who bought it in March 2022.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	123 HARBOUR POINTE DR, CHESNEE, SC 29323-8036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed, Transfer
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Jan 2, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Apr 16, 2012 · Amount on File
Deed Document Number	DEE-2022-10646
Deed Book / Page	136A / 158
Record Updated	Jun 8, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 1, 2022
Property Address	123 HARBOUR POINTE DR, CHESNEE, SC 29323-8036
Document Number	0000010646
Book / Page	136-A / 158
Map Reference	MB 146 PG 605
Instrument Date	Mar 1, 2022
Instrument	2022-10646
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount on Record
Tax	$1,526.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HARBOUR POINTE DR, CHESNEE, SC 29323-8036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	123 HARBOUR POINTE DR, CHESNEE, SC 29323-8036
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037277
Date	Jul 7, 2021
Book Page	6137/265
Instrument	2021-37277

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	DUNCAN, SC 29334

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	123 HARBOUR POINTE DR, CHESNEE, SC 29323-8036
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019177
Date	Apr 9, 2021
Book Page	6063/285
Instrument	2021-19177

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	123 HARBOUR POINTE DR, CHESNEE, SC 29323-8036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007718
Date	Feb 22, 2018
Book Page	5407/0832
Instrument	2018-07718

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	DUNCAN, SC 29334

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	123 HARBOUR POINTE DR, CHESNEE, SC 29323-8036
Document Number	0000004727
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 HARBOUR POINTE DR CHESNEE SC 293238036, CHESNEE, SC 29323-8036

Mortgage

Document Number	0000004727
Date	Feb 3, 2020
Book Page	005751/000314
Instrument	4727

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 123 Harbour Pointe Dr was $3,574, up 0.3% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00 (+0.28%)	$23,476 Land $1,788 Building $21,688	$586,900 Land $44,700 Building $542,200
2024	$3,564.00 (-4.76%)
2023	$3,742.00	$23,476 Land $1,788 Building $21,688	$586,900 Land $44,700 Building $542,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 Harbour Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Harbour Pointe Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LCF WATER DISTRICT serves 18,152 people · EPA ID SC4220010
Water Source	Purchased surface water from SPARTANBURG WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000

May also be available: AT&T, Spectrum, Verizon.

Nearby Properties on Harbour Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures