138 Fort Covington St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 138 Fort Covington St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,125 sqft · built 1910
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Sep 2020)
Tax Bill	$2,497 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
APN	`164801 98.79-1-7`

Property Details

APN / Parcel Number

Primary APN	`164801 98.79-1-7`
Alternative APNs	`480109807900010070000000` `2.-065-04`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,125 sqft Living Area
1st Floor Area	1,338 sqft
Upper Floors Area	787 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	231 ft deep x 165 ft wide
Porch	Slab
Porch Area	133 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-065-04
Street Address	138 FORT COVINGTON ST
City	MALONE
State	NY
Zip	12953-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECA BLOCK123 LOT3
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	1
Census Block	1009
Census Tract	950501

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 FORT COVINGTON ST, MALONE, NY 12953-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Aug 7, 2001 · Amount on Record
Deed Document Number	20203952
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Sep 25, 2020
Property Address	138 FORT COVINGTON ST, MALONE, NY 12953-1007
Document Number	0000003952
Instrument Date	Sep 16, 2020
Instrument	3952
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	ETNA ABSTRACT, ETNA ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 STATE ST MALONE NY 129532413, MALONE, NY 12953-2413

Mortgage

Document Number	3953
Date	Sep 25, 2020
Instrument	3953

Lender

Name	SEACOMM FCU
Type	Credit Union
Address	MASSENA, NY 13662

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,497.00 (-1.15%)
2025	$2,526.00	$45,700 (-) Land $11,900 Building $33,800	$84,630 (+11.11%) Land $22,037 Building $62,593
2023		$45,700 Land $11,900 Building $33,800	$76,167 Land $19,833 Building $56,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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