118 Fort Covington St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 118 Fort Covington St, Malone, NY 12953

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,239 sqft · built 1900
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (May 2024)
Tax Bill$2,186 (2026)
Deeds & MortgagesFeb 2021 Mortgage
APN2.-064-13

Property Details

APN / Parcel Number

Primary APN2.-064-13
Alternative APNs
  • 480109807900010100000000
  • 164801 98.79-1-10

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,239 sqft Living Area
1st Floor Area940 sqft
Upper Floors Area299 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area19,602 sqft (0.45 acres)
Lot Width83 ft Width
PorchPorch
Porch Area126 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2.-064-13
Street Address118 FORT COVINGTON ST
CityMALONE
StateNY
Zip12953-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionSECA BLOCK105 LOT42
Legal Block1
Legal Lot Number10.000
JurisdictionFRANKLIN NY
Township / Civil DivisionMALONE
Census Block Group1
Census Block1009
Census Tract950501

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address118 FORT COVINGTON ST, MALONE, NY 12953-1007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2024 · Amount on Record
Deed SaleMay 17, 2024 · Amount on Record
Prior SaleFeb 29, 2008 · Amount on Record
Deed Document Number20242364
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NY
Property Address118 FORT COVINGTON ST, MALONE, NY 12953-1007
Transaction TypeMortgage
Record UpdatedFeb 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021485
DateFeb 4, 2021
Instrument2021-485
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,186.00 (-1.13%) Homeowner's exemption
2025$2,211.00$40,000 (-) Land $8,400 Building $31,600$74,074 (+11.11%) Land $15,556 Building $58,518
2023$40,000 Land $8,400 Building $31,600$66,667 Land $14,000 Building $52,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALONE V
serves 13,232 people · EPA ID NY1600008
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: SLICFiber, Westelcom Networks.

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