138 Florence Rd, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 138 Florence Rd, Waltham, MA 02453

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,326 sqft · built 1950
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$381,500 (Mar 2004)
Tax Bill$7,117 (2026)
Deeds & MortgagesSep 2019 Refinance
Aug 2021 Refinance
Flood ZoneZone X (minimal risk)
APN40850

Property Details

APN / Parcel Number

Primary APN40850
Alternative APN
  • WALT M:066 B:002 L:0013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,326 sqft Living Area
Gross Area2,860 sqft
Basement Area884 sqft
Unfinished Basement884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number40850
Street Address138 FLORENCE RD
CityWALTHAM
StateMA
Zip02453-7606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Block2
Legal Lot Number13
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group3
Census Block3008
Census Tract368400

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address138 FLORENCE RD, WALTHAM, MA 02453-7606
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
RADIUS FINANCIAL GROUP
Aug 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2004 · Amount on Record
Deed SaleMar 22, 2004 · Amount on Record
Prior SaleJan 27, 1999 · Amount on Record
Deed Document Number200465628
Deed Book / Page42282 / 330
Transfer Doc56154-428
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address138 FLORENCE RD, WALTHAM, MA 02453-7606
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number073284-273
DateSep 16, 2019
Book Page73284/273
Instrument140161
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address138 FLORENCE RD, WALTHAM, MA 02453-7606
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078551-458
DateAug 26, 2021
Book Page78551/458
Instrument190609
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,117.00 (+10.51%)$689,600 (+5.15%) Land $396,900 Building $292,700$742,338 (+27.31%)
2025$6,440.00 (+3.67%)$655,800 (+1.77%) Land $378,000 Building $277,800$583,110 (+0.47%)
2024$6,212.00 (+1.14%)$644,400 (+8.27%) Land $371,000 Building $273,400$580,355
2023$6,142.00$595,200 Land $336,000 Building $259,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1979–2010)
Claims Outside the SFHA1 of 8
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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