129 Florence Rd, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 129 Florence Rd, Waltham, MA 02453

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,516 sqft · built 1940
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$719,000 (Nov 2021)
Tax Bill$8,695 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Oct 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN40770

Property Details

APN / Parcel Number

Primary APN40770
Alternative APN
  • WALT M:066 B:001 L:0008

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,516 sqft Living Area
Gross Area3,416 sqft
Basement Area936 sqft
Unfinished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2013
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number40770
Street Address129 FLORENCE RD
CityWALTHAM
StateMA
Zip02453-7605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Block1
Legal Lot Number8
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group3
Census Block3002
Census Tract368400

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address129 FLORENCE RD, WALTHAM, MA 02453-7605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ROSS MORTGAGE COMPANY INC
Oct 2, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Oct 2, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Prior SaleJun 7, 2013 · Amount on Record
Deed Book / Page79201 / 105
Record UpdatedOct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateNov 22, 2021
Property Address129 FLORENCE RD, WALTHAM, MA 02453-7605
Document Number79201-105
Book / Page79201 / 105
Instrument DateNov 22, 2021
Instrument254479
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 FLORENCE RD, WALTHAM, MA 02453-7605

Mortgage

Document Number254480
DateNov 22, 2021
Instrument254480
Lender
NameROSS MORTGAGE COMPANY INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address129 FLORENCE RD, WALTHAM, MA 02453-7605
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75788-362
DateOct 2, 2020
Book Page75788/362
Instrument177671
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address129 FLORENCE RD, WALTHAM, MA 02453-7605
Document Number70113-383
Book / Page070113 / 000383
Instrument DateOct 2, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70113-383
DateOct 23, 2017
Book Page070113/000383
Instrument1179
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 22, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,695.00 (+10.31%)$842,500 (+4.97%) Land $396,900 Building $445,600$864,185 (+16.73%)
2025$7,882.00 (+3.34%)$802,600 (+1.44%) Land $378,000 Building $424,600$740,335 (-0.54%)
2024$7,627.00 (+1.33%)$791,200 (+8.47%) Land $371,000 Building $420,200$744,325
2023$7,527.00$729,400 Land $336,000 Building $393,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1979–2010)
Claims Outside the SFHA1 of 8
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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