138 E Smithfield St, Bradford, OH 45308 Property Records

Miami County property record for 138 E Smithfield St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,792 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Nov 2024)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H18-001570`

Property Details

APN / Parcel Number

Primary APN	`H18-001570`
Alternative APNs	`090422.3-02-008-00` `H18BF007 00800`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	2,048 sqft
Upper Floors Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 59 ft wide

Exterior Amenities

Porch	Slab
Porch Area	520 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	138 E SMITHFIELD ST
City	BRADFORD
State	OH
Zip	45308-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 157 58 1/2
Legal Lot Number	157
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2016
Census Tract	320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 E SMITHFIELD ST, BRADFORD, OH 45308-1340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Warranty Deed, Transfer PRIVATE INDIVIDUAL
Sep 19, 2017	Grant Deed, Transfer COVINGTON S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2024 · Amount on Record
Deed Sale	Nov 5, 2024 · Amount on Record
Prior Sale	Jun 25, 2024 · Amount on Record
Deed Document Number	202411458
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 20, 2019
Property Address	138 E SMITHFIELD ST, BRADFORD, OH 45308-1340
Document Number	0000015541
Instrument Date	Dec 13, 2019
Instrument	15541
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E SMITHFIELD ST BRADFORD OH 453081340, BRADFORD, OH 45308-1340

Mortgage

Document Number	15542
Date	Dec 20, 2019
Instrument	15542

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GREENVILLE, OH 45331

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 19, 2017
Property Address	138 E SMITHFIELD ST, BRADFORD, OH 45308-1340
Document Number	0000011434
Instrument Date	Sep 8, 2017
Instrument	11434
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$41.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E SMITHFIELD ST BRADFORD OH 453081340, BRADFORD, OH 45308-1340

Mortgage

Document Number	11435
Date	Sep 19, 2017
Instrument	11435

Lender

Name	COVINGTON S&L ASSN
Type	Federal Savings Bank
Address	COVINGTON, OH 45318

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00 (+7.57%) Homeowner's exemption	$51,630 (+31.44%) Land $5,460 Building $46,170	$147,500 (+31.46%) Land $15,600 Building $131,900
2024	$1,519.00 (-46.38%) Homeowner's exemption	$39,280 (-) Land $5,920 Building $33,360
2023	$2,833.00 (+80.91%) Homeowner's exemption	$39,280 (-) Land $5,920 Building $33,360	$112,200 (-) Land $16,900 Building $95,300
2022	$1,566.00 Homeowner's exemption	$39,280 Land $5,920 Building $33,360	$112,200 Land $16,900 Building $95,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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