131 E Smithfield St, Bradford, OH 45308 Property Records

Miami County property record for 131 E Smithfield St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 999 sqft · built 1920
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Aug 2021)
Tax Bill	$896 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H18-001760`

Property Details

APN / Parcel Number

Primary APN	`H18-001760`
Alternative APNs	`090422.3-05-002-00` `H18BF006 00200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	1,384 sqft
Upper Floors Area	307 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	152 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	270 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	131 E SMITHFIELD ST
City	BRADFORD
State	OH
Zip	45308-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 174 58.6
Legal Subdivision	VILLAGE OF BRADFORD
Legal Lot Number	174
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2014
Census Tract	320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 E SMITHFIELD ST, BRADFORD, OH 45308-1339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer · USDA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 17, 2021	Affidavit of Death of Joint Tenant, Transfer
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	20212021OR-14407
Transfer Doc	0000014372
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 18, 2021
Property Address	131 E SMITHFIELD ST, BRADFORD, OH 45308-1339
Document Number	0000014407
Map Reference	MR 11 PG 225
Instrument Date	Aug 11, 2021
Instrument	2021OR-14407
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, NVR TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E SMITHFIELD ST, BRADFORD, OH 45308-1339

Mortgage

Document Number	0000014408
Date	Aug 18, 2021
Instrument	2021OR-14408

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MIAMI OH
Recording Date	Aug 17, 2021
Property Address	131 E SMITHFIELD ST, BRADFORD, OH 45308-1339
Document Number	0000014372
Instrument Date	Mar 8, 2021
Instrument	2021OR-14372
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8311 ASCOT GLEN CT, LIBERTY TOWNSHIP, OH 45044-1236

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	131 E SMITHFIELD ST, BRADFORD, OH 45308-1339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001089
Date	Jan 27, 2017
Instrument	2017OR-01089

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$896.00 (+23.76%) Homeowner's exemption	$28,320 (+51.2%) Land $5,570 Building $22,750	$80,900 (+51.21%) Land $15,900 Building $65,000
2024	$724.00 (+1.83%) Homeowner's exemption	$18,730 (-) Land $6,020 Building $12,710
2023	$711.00 (-4.82%) Homeowner's exemption	$18,730 (-) Land $6,020 Building $12,710	$53,500 (-) Land $17,200 Building $36,300
2022	$747.00 Homeowner's exemption	$18,730 Land $6,020 Building $12,710	$53,500 Land $17,200 Building $36,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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