138 Durango Rd, Destin, FL 32541 Property Records

Okaloosa County property record for 138 Durango Rd, Destin, FL 32541 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,150 sqft · built 1972
Lot Size	0.066 acres (2,869 sqft)
Owner	2 Company Names on File
Last Sale	$37,800 (Apr 2018)
Tax Bill	$4,195 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`C56-000-590-5969-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-5969-1`
Alternative APNs	`00-2S-24-0000-0012-0000` `24S200000000120000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,150 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	575 sqft
Upper Floors Area	575 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,869 sqft (0.066 acres)
Porch	Florida Room
Porch Area	446 sqft
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	138 DURANGO RD
City	DESTIN
State	FL
Zip	32541-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NORTHERNMOST COR LOT 124 BLK F HOLIDAY ISLE SUB SW ALG E SIDE OF RD 300 FT NW66 FT NE ALG W SIDE OF RD 123.14 FT TO BEG N39 DEG W103.88 FT N33 DEG W28 FT THC ALG CURVE 20.41 FT S39 DEG E119.81 FT SW24.56 FT TO BEG 958-958
Legal Subdivision	HOLIDAY ISLE SUB
Legal Block	F
Legal Lot Number	124
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1005
Census Tract	23303

Owner

Source: Okaloosa County records · APN C56-000-590-5969-1

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	230 112TH AVE, TREASURE ISLAND, FL 33706-4614
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Grant Deed, Transfer RENASANT BK
Apr 10, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 07, 2017	Deed of Trust, Mortgage · FHA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	20183199682
Deed Book / Page	3345 / 396
Prior Transfer Date	Apr 09, 2018
Prior Transfer Doc	0033450396
Record Updated	Jun 08, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 18, 2018
Property Address	138 DURANGO RD, DESTIN, FL 32541-3058
Document Number	0033504044
Book / Page	003350 / 004044
Instrument Date	Apr 30, 2018
Instrument	3208027
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$751.10

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	138 DURANGO RD DESTIN FL 325413058, DESTIN, FL 32541-3058

Mortgage

Document Number	33484719
Date	May 18, 2018
Book Page	003348/004719
Instrument	3205144

Lender

Name	RENASANT BK
Type	Bank
Address	TUPELO, MS 38802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 10, 2018
Property Address	138 DURANGO RD, DESTIN, FL 32541-3058
Document Number	0033450396
Book / Page	003345 / 000396
Instrument Date	Apr 09, 2018
Instrument	3199682
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$264.60
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	138 DURANGO RD DESTIN FL 325413058, DESTIN, FL 32541-3058

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	138 DURANGO RD, DESTIN, FL 32541-3058
Document Number	0032943595
Book / Page	003294 / 003595
Instrument Date	Apr 07, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 MATTIE M KELLY BLVD #105 DESTIN FL 325412881, 105, DESTIN, FL 32541-2881

Mortgage

Document Number	0032943595
Date	Apr 10, 2017
Book Page	003294/003595
Instrument	3127977

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 09, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,195.00 (+17.08%)	$377,471 (+25.85%) Land $225,000 Building $152,471	$377,471 (+25.85%) Land $225,000 Building $152,471
2023	$3,583.00 (+8.44%)	$299,928 (+9.37%) Land $150,000 Building $149,928	$299,928 (+9.37%) Land $150,000 Building $149,928
2022	$3,304.00	$274,220 Land $150,000 Building $124,220	$274,220 Land $150,000 Building $124,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 665 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3,929 units insured 3,264 under condo master policies
Nearby Flood Claims	507 (1979–2026)
Claims Outside the SFHA	33 of 507
Most Recent Claim	May 2026, rainfall accumulation
Claims By Storm	Hurricane Dennis, Jul 2005 · 57 claims Hurricane Frances, Oct 2004 · 159 claims Hurricane Opal, Oct 1995 · 218 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Durango Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures