Okaloosa County property record for 135 Durango Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,377 sqft · built 1990 |
| Lot Size | 0.095 acres (4,116 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Dec 2016) |
| Tax Bill | $7,442 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-590-7546-5 |
| Primary APN | C56-000-590-7546-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,377 sqft Living Area |
| Gross Area | 3,434 sqft |
| 1st Floor Area | 601 sqft |
| Upper Floors Area | 1,616 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,116 sqft (0.095 acres) |
| Lot Width | 32 ft Width |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 579 sqft |
| Deck Area | Deck Area |
| Patio Area | 238 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 135 DURANGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEPTUNES RETREAT LOT 3 |
| Legal Subdivision | NEPTUNES RETREAT |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1503 BOMBAY LN, ROSWELL, GA 30076-5825 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 23, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 20, 2018 | Grant Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2016 · Amount on Record |
| Deed Sale | Dec 2, 2016 · Amount on Record |
| Prior Sale | Dec 2, 2010 · Amount on Record |
| Deed Document Number | 20163104692 |
| Deed Book / Page | 3278 / 164 |
| Last Transfer Date | Jan 20, 2026 |
| Transfer Doc | 0003794887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 23, 2026 |
| Property Address | 135 DURANGO RD, DESTIN, FL 32541-3002 |
| Document Number | 0003794887 |
| Map Reference | MB 11 PG 90 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 3794887 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1250 N EGLIN PKWY, SHALIMAR, FL 32579-2307 |
| Name | Verified Name |
|---|---|
| Address | 1503 BOMBAY LN, ROSWELL, GA 30076-5825 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 135 DURANGO RD, DESTIN, FL 32541-3002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 871 GOLF CREST DR, ACWORTH, GA 30101-5960 |
| Document Number | 0035542766 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 3554/2766 |
| Instrument | 3464841 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 20, 2018 |
| Property Address | 135 DURANGO RD, DESTIN, FL 32541-3002 |
| Document Number | 0033594978 |
| Book / Page | 003359 / 004978 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 3221039 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 871 GOLF CREST DR ACWORTH GA 301015960, ACWORTH, GA 30101-5960 |
| Document Number | 33594980 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 003359/004980 |
| Instrument | 3221040 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,442.00 (+4.16%) | $628,420 (+1.24%) Land $202,400 Building $426,020 | $628,420 (+1.24%) Land $202,400 Building $426,020 |
| 2023 | $7,145.00 (+9.64%) | $620,753 (+11.32%) Land $202,400 Building $418,353 | $620,753 (+11.32%) Land $202,400 Building $418,353 |
| 2022 | $6,517.00 | $557,608 Land $202,400 Building $355,208 | $557,608 Land $202,400 Building $355,208 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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