138 Chinkapin Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 138 Chinkapin Loop, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,720 sqft · built 2007
Lot Size0.145 acres (6,331 sqft)
OwnerCompany Name on Record
Tax Bill$3,666 (2025)
Deeds & MortgagesApr 2023 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN147X-26-401.22

Property Details

APN / Parcel Number

Primary APN147X-26-401.22
Alternative APN
  • 29095

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,720 sqft Living Area
1st Floor Area1,171 sqft
2nd Floor Area495 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialFiber Cement Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,331 sqft (0.145 acres)
Lot Dimensions141 ft deep x 45.1 ft wide
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number29095
Street Address138 CHINKAPIN LOOP
CityOXFORD
StateMS
Zip38655-7419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 OAKSHIRE PARK
Legal Range04W
Legal Township08S
Legal Section26
Legal SubdivisionOAKSHIRE PARK
Legal Lot Number26
JurisdictionLAFAYETTE MS
Township / Civil Division4
Census Block Group1
Census Block1010
Census Tract950504

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address289 TURLEY ST, MEMPHIS, TN 38126-1059
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Warranty Deed, Transfer · Line of Credit
BOC BANK
May 18, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST SECURITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2023
Deed SaleAug 14, 2023
Prior SaleApr 21, 2023 · Amount on Record
Deed Document Number20236216
Prior Transfer DateAug 6, 2023
Prior Transfer Doc0000006216
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateApr 21, 2023
Property Address138 CHINKAPIN LOOP, OXFORD, MS 38655-7419
Document Number0020232851
Map ReferenceCAB B SL 161
Instrument DateApr 17, 2023
Instrument2023-2851
Transaction TypeTransfer
Record UpdatedDec 30, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11878 EUREKA RD, COURTLAND, MS 38620-9728

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address289 TURLEY ST, MEMPHIS, TN 38126-1059

Mortgage

Document Number0020232852
DateApr 21, 2023
Instrument2023-2852
Lender
NameBOC BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueApr 20, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateMay 18, 2020
Property Address138 CHINKAPIN LOOP, OXFORD, MS 38655-7419
Document Number0202004144
Map ReferenceCAB B SL 161
Instrument DateMay 8, 2020
Instrument202004144
Transaction TypeTransfer
Record UpdatedDec 30, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5121 GASTON AVE APT 108, 108, DALLAS, TX 75214-8201

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address138 CHINKAPIN LOOP, OXFORD, MS 38655-7419

Mortgage

Document Number0202004145
DateMay 18, 2020
Instrument202004145
Lender
NameFIRST SECURITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,666.00 (+107%)$28,182 (+76.98%)$187,880 (+17.99%) Land $30,000 Building $157,880
2023$1,771.00 (+1.78%) Homeowner's exemption$15,924 (-)$159,240 (-) Land $30,000 Building $129,240
2022$1,740.00 Homeowner's exemption$15,924$159,240 Land $30,000 Building $129,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 28,500 people · EPA ID MS0360011
Water SourceGroundwater
Last State InspectionAug 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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