138 Chambers St, Ridgecrest, CA 93555 Property Records

Kern County property record for 138 Chambers St, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,237 sqft · built 1987
Lot Size	0.159 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Aug 2023)
Tax Bill	$4,339 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`396-444-03-00-1`

Property Details

APN / Parcel Number

Primary APN	`396-444-03-00-1`
Alternative APNs	`396-444-03-6` `3964440300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,237 sqft Living Area
1st Floor Area	1,507 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Construction Type	Wood
Lot Area	6,969 sqft (0.159 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	102 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	HVAC

Location & Zoning

Old Parcel Number	3964440300
Street Address	138 CHAMBERS ST
City	RIDGECREST
State	CA
Zip	93555-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4622, BLOCK UNK, LOT 22
Legal Subdivision	4622 UN K
Legal Tract	4622
Legal Block	UNK
Legal Lot Number	22
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	3
Census Block	3000
Census Tract	5409

Owner

Source: Kern County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 CHAMBERS ST, RIDGECREST, CA 93555-3949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Aug 4, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Aug 4, 2023
Deed Document Number	223092974
Record Updated	Jun 7, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Aug 4, 2023
Property Address	138 CHAMBERS ST, RIDGECREST, CA 93555-3949
Document Number	0000092973
Map Reference	MB 34 PG 194&195
Instrument Date	Jul 18, 2023
Instrument	223092973
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 CHAMBERS ST, RIDGECREST, CA 93555-3949

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 4, 2023
Property Address	138 CHAMBERS ST, RIDGECREST, CA 93555-3949
Document Number	0000092974
Map Reference	MB 34 PG 194&195
Instrument Date	Jul 3, 2023
Instrument	223092974
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 CHAMBERS ST, RIDGECREST, CA 93555-3949

Mortgage

Document Number	0000092975
Date	Aug 4, 2023
Instrument	223092975

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	138 CHAMBERS ST, RIDGECREST, CA 93555-3949
Document Number	0000160465
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 CHAMBERS ST RIDGECREST CA 935553949, RIDGECREST, CA 93555-3949

Mortgage

Document Number	0000160465
Date	Dec 5, 2018
Instrument	160465

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2033

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,339.00 (+36.66%)	$326,400 (+35.03%) Land $40,800 Building $285,600
2023	$3,175.00 (+2.06%)	$241,728 Land $34,155 Building $207,573
2022	$3,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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