131 Chambers St, Ridgecrest, CA 93555 Property Records

Kern County property record for 131 Chambers St, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 1987
Lot Size	0.145 acres (6,295 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Apr 2026)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`396-441-04-00-3`

Property Details

APN / Parcel Number

Primary APN	`396-441-04-00-3`
Alternative APNs	`396-441-04-0` `3964410400` `39644104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,459 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	6,295 sqft (0.145 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Account Number	396441040
Street Address	131 CHAMBERS ST
City	RIDGECREST
State	CA
Zip	93555-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4622 , BLOCK UNK, LOT 4
Legal Subdivision	4622 #K
Legal Tract	4622
Legal Block	3
Legal Lot Number	4
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	3
Census Block	3003
Census Tract	5409

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 CHAMBERS ST, RIDGECREST, CA 93555-3950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Grant Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Oct 19, 2022	Intrafamily Transfer, Transfer
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Sep 29, 2006 · Amount on Record
Deed Document Number	202648989
Prior Transfer Date	Feb 4, 2022
Prior Transfer Doc	0000157520
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 30, 2026
Property Address	131 CHAMBERS ST, RIDGECREST, CA 93555-3950
Document Number	0000048989
Instrument Date	Apr 16, 2026
Instrument	2026.48989
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,441.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CHAMBERS ST, RIDGECREST, CA 93555-3950

Mortgage

Document Number	0000048990,
Date	Apr 30, 2026
Instrument	2026..48990

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Oct 19, 2022
Property Address	131 CHAMBERS ST, RIDGECREST, CA 93555-3950
Document Number	0000157520
Map Reference	MB 34 PG 194&195
Instrument Date	Feb 4, 2022
Instrument	222157520
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	131 CHAMBERS ST, RIDGECREST, CA 93555-3950

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	131 CHAMBERS ST, RIDGECREST, CA 93555-3950
Document Number	0000036127
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 29, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CHAMBERS ST RIDGECREST CA 935553950, RIDGECREST, CA 93555-3950

Mortgage

Document Number	0000036127
Date	Mar 22, 2017
Instrument	36127

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 21, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$265,500 (+1.63%) Land $45,000 Building $220,500
2025	$3,504.00 (+6.18%) Homeowner's exemption	$261,243 (+7.51%) Land $40,185 Building $221,058
2024	$3,300.00 (+6.01%)
2023	$3,113.00 (+7.98%) Homeowner's exemption	$243,000 Land $61,000 Building $182,000
2022	$2,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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