138 Cardinal Ln, Laredo, TX 78045 Property Records

Webb County property record for 138 Cardinal Ln, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,712 sqft · built 1995
Lot Size0.331 acres (14,400 sqft)
OwnerCompany Name on Record
Last Sale$305,800 (Sep 2020)
Tax Bill$1,573 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN983-00001-050

Property Details

APN / Parcel Number

Primary APN983-00001-050
Alternative APN
  • 240279

Interior

Stories1 Story
Building Area2,712 sqft Living Area
Gross Area3,253 sqft
1st Floor Area2,712 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area14,400 sqft (0.331 acres)
Garage TypeAttached
Garage Area541 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area675 sqft

Location & Zoning

Street Address138 CARDINAL LN
CityLAREDO
StateTX
Zip78045-4150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 5 BLK 1 CARDINAL CREEK I
Legal SubdivisionCARDINAL CREEK I
Legal Block1
Legal Lot Number5
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3033
Census Tract1711

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address138 CARDINAL LN, LAREDO, TX 78045-4150
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2020 · Amount on Record
Deed SaleSep 17, 2020 · Amount on Record
Prior SaleAug 7, 2012 · Amount on Record
Deed Document Number20201404443
Deed Book / Page4864 / 656
Prior Transfer DateMay 4, 2011
Prior Transfer Doc003085/631
Record UpdatedJun 8, 2026

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateSep 17, 2020
Property Address138 CARDINAL LN, LAREDO, TX 78045-4150
Document Number004864/656
Book / Page4864 / 656
Map ReferenceVOL 12 PG 69-71
Instrument DateSep 15, 2020
Instrument1404443
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanySUPERIOR TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 CARDINAL LN, LAREDO, TX 78045-4150

Mortgage

Document Number0001404444
DateSep 17, 2020
Instrument1404444
Lender
NameCITIZENS BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$341,004 (-0.41%)$341,131 (-0.37%) Land $95,040 Building $246,091
2024$1,573.00 (-9.39%)
2023$342,410 Land $65,664 Building $276,746$342,410 Land $65,664 Building $276,746
2022$1,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Cardinal Ln

Nearby Streets

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