126 Cardinal Ln, Laredo, TX 78045 Property Records

Webb County property record for 126 Cardinal Ln, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,394 sqft · built 1995
Lot Size0.334 acres (14,550 sqft)
Owner2 Individual Names on Record
Last Sale$54,400 (Feb 2021)
Tax Bill$1,596 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN983-00001-080

Property Details

APN / Parcel Number

Primary APN983-00001-080
Alternative APN
  • 240282

Interior

Stories1 Story
Building Area2,394 sqft Living Area
Gross Area2,961 sqft
1st Floor Area2,394 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Roof TypeHip
Roof MaterialMetal
Lot Area14,550 sqft (0.334 acres)
Garage TypeAttached
Garage Area567 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area997 sqft

Location & Zoning

Street Address126 CARDINAL LN
CityLAREDO
StateTX
Zip78045-4150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 8 BLK 1 CARDINAL CREEK I
Legal SubdivisionCARDINAL CREEK I
Legal Block1
Legal Lot Number8
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3033
Census Tract1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address126 CARDINAL LN, LAREDO, TX 78045-4150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2021 · Amount on Record
Deed SaleFeb 26, 2021 · Amount on Record
Prior SaleSep 19, 2014 · Amount on Record
Deed Document Number20211419766
Deed Book / Page4964 / 355
Prior Transfer DateOct 13, 2010
Prior Transfer Doc003000/334
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address126 CARDINAL LN, LAREDO, TX 78045-4150
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004964/592
DateFeb 26, 2021
Book Page4964/592
Instrument1419808
Lender
NameVANTAGE BANK TEXAS
TypeBank
AddressMCALLEN, TX 78501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,831 (+4.85%) Land $96,030 Building $234,801$330,831 (-0.55%) Land $96,030 Building $234,801
2025$1,596.00 (+9.62%) Homeowner's exemption$315,533 (-4.85%)$332,651 (+0.31%) Land $96,030 Building $236,621
2024$1,456.00 (-9.34%)
2023$331,627 Land $66,348 Building $265,279$331,627 Land $66,348 Building $265,279
2022$1,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Cardinal Ln

Nearby Streets

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