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138 Bell Dr, Cary, IL 60013 Property Records

McHenry County property record for 138 Bell Dr, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,996 sqft · built 1974
Lot Size0.226 acres (9,768 sqft)
Owner2 Individual Names on File
Last Sale$146,000 (May 1998)
Tax Bill$6,775 (2024)
Deeds & MortgagesOct 2026 Transfer
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-18-103-022

Property Details

APN / Parcel Number

Primary APN20-18-103-022

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,996 sqft Living Area
1st Floor Area1,248 sqft
Basement Area1,248 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Lot Area9,768 sqft (0.226 acres)
Lot Dimensions132 ft deep x 74 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address138 BELL DR
CityCARY
StateIL
Zip60013-2217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 98R00032626 LT 77 MONTANAS ADDN TO CARY UNIT 4
Legal SubdivisionMONTANAS ADDN
Legal Block103
Legal Lot Number77
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3011
Census Tract871307

Owner

138 Bell Dr is owned and occupied by two individuals who acquired it in October 2026.

Source: McHenry County records, as of October 22, 2026

Owner of Record2 Individual Names on File
Mailing Address138 BELL DR, CARY, IL 60013-2217
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 1998 · Amount on File
Deed SaleMay 27, 1998 · Amount on File
Deed Document Number199832626
Last Transfer DateOct 6, 2026
Transfer Doc0000029359
Record UpdatedOct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMCHENRY IL
Recording DateOct 6, 2026
Property Address138 BELL DR, CARY, IL 60013-2217
Document Number0000029359
Instrument DateOct 6, 2026
Instrument202629359
Transaction TypeTransfer
Record UpdatedOct 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 BELL DR, CARY, IL 60013-2217

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address138 BELL DR, CARY, IL 60013-2217
Transaction TypeMortgage
Record UpdatedNov 29, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061861
DateNov 16, 2021
Instrument2021R0061861
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
AddressPALATINE, IL 60067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,775.00$88,451 Land $17,409 Building $71,042$265,353 Land $52,227 Building $213,126
2022Homeowner's exemption$82,363 Land $19,847 Building $62,516$247,089 Land $59,541 Building $187,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 138 Bell Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 138 Bell Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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