112 Bell Dr, Cary, IL 60013 Property Records

McHenry County property record for 112 Bell Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1973
Lot Size	0.229 acres (10,002 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2018)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-18-103-020`

Property Details

APN / Parcel Number

Primary APN	`20-18-103-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,160 sqft
Gross Area	1,688 sqft
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1973
Architectural Style	Split Level
Exterior Material	Frame Siding
Lot Area	10,002 sqft
Lot Dimensions	132 ft deep x 74 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	112 BELL DR
City	CARY
State	IL
Zip	60013-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0036509 LT 75 MONTANAS ADDN TO CARY UNIT 4
Legal Range	09E
Legal Township	43N
Legal Section	18
Legal Subdivision	MONTANAS ADD
Legal Block	103
Legal Lot Number	75
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3011
Census Tract	871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 BELL DR, CARY, IL 60013-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Oct 25, 2018	Warranty Deed, Transfer · Conventional with PMI BLUELEAF LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Prior Sale	Aug 1, 1995 · Amount on Record
Deed Document Number	2018R0036509
Record Updated	Jun 7, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	112 BELL DR, CARY, IL 60013-2217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032051
Date	Aug 29, 2017
Instrument	2017R0032051

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	21%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	112 BELL DR, CARY, IL 60013-2217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003089
Date	Jan 19, 2021
Instrument	2021R0003089

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 25, 2018
Property Address	112 BELL DR, CARY, IL 60013-2217
Document Number	0000036509
Instrument Date	Oct 5, 2018
Instrument	36509
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BELL DR CARY IL 600132217, CARY, IL 60013-2217

Mortgage

Document Number	36510
Date	Oct 25, 2018
Instrument	36510

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60631

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$79,191 Land $19,847 Building $59,344	$237,573 Land $59,541 Building $178,032

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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