138 3rd St, Keyport, NJ 07735 Property Records

Monmouth County and Keyport Borough property record for 138 3rd St, Keyport, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1920
Lot Size	0.102 acres (4,434 sqft)
Owner	Individual Name on Record
Last Sale	$523,827 (May 2026)
Tax Bill	$7,936 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-00124-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`24-00124-0000-00022`
Alternative APN	`240012400022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Upper Floors Area	680 sqft
Basement Area	680 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Other
Lot Area	4,434 sqft (0.102 acres)
Lot Dimensions	143 ft deep x 31 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Deck Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	138 3RD ST
City	KEYPORT
State	NJ
Zip	07735-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	124
Legal Lot Number	22
Jurisdiction	MONMOUTH NJ
Township / Civil Division	KEYPORT
Census Block Group	1
Census Block	1010
Census Tract	801900

Owner

Source: Monmouth County and Keyport Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	138 3RD ST, KEYPORT, NJ 07735-1852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
May 11, 2026	Deed, Transfer · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION
May 11, 2026	Deed, Transfer · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION
Jan 16, 2020	Grant Deed, Transfer · FHA Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Jan 16, 2020 · Amount on Record
Deed Document Number	202638254
Deed Book / Page	9792 / 7051
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	138 3RD ST, KEYPORT, NJ 07735-1852
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 3RD ST, KEYPORT, NJ 07735-1852

Mortgage

Document Number	0095970606
Date	May 24, 2022
Book Page	9597/606
Instrument	2022055972

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2052

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 11, 2026
Property Address	138 3RD ST, KEYPORT, NJ 07735-1852
Document Number	0000038254
Book / Page	9792 / 7051
Instrument Date	Apr 23, 2026
Instrument	202638254
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	INNOVATION TITLE INC, INNOVATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,906.83
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 3RD ST, KEYPORT, NJ 07735-1852

Mortgage

Document Number	0000038255,
Date	May 11, 2026
Instrument	202638255

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 11, 2026
Property Address	138 3RD ST, KEYPORT, NJ 07735-1852
Document Number	0097927051
Book / Page	9792 / 7051
Instrument Date	Apr 23, 2026
Instrument	202638254
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	INNOVATION TITLE INC, INNOVATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,906.83
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 3RD ST, KEYPORT, NJ 07735-1852

Mortgage

Document Number	0000038255,
Date	May 11, 2026
Instrument	202638255

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 16, 2020
Property Address	138 3RD ST, KEYPORT, NJ 07735-1852
Document Number	0000006653
Book / Page	009391 / 008918
Instrument Date	Dec 19, 2019
Instrument	6653
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOBLE TITLE, NOBLE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 3RD ST KEYPORT NJ 077351852, KEYPORT, NJ 07735-1852

Mortgage

Document Number	6654
Date	Jan 16, 2020
Book Page	009391/008956
Instrument	6654

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

Source: Monmouth County and Keyport Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Keyport Borough
Unified School District	Keyport Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,100 (+9.46%) Land $205,500 Building $230,600	$436,100 (+9.46%) Land $205,500 Building $230,600
2025	$7,936.00 (-7.17%)	$398,400 (+3.59%) Land $178,600 Building $219,800	$398,400 (+3.59%) Land $178,600 Building $219,800
2024	$8,549.00 (+6.82%)
2023		$384,600 Land $140,200 Building $244,400	$384,600 Land $140,200 Building $244,400
2022	$8,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 units insured incl. 24 condo units
Nearby Flood Claims	34 (1992–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 27 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYPORT WATER DEPT serves 7,500 people · EPA ID NJ1322001
Water Source	Purchased surface water from NJ AMERICAN WATER - SHORELANDS
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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