131 3rd St, Keyport, NJ 07735 Property Records

Monmouth County and Keyport Borough property record for 131 3rd St, Keyport, NJ 07735

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 1,183 sqft · built 1950
Lot Size	0.232 acres (10,123 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Oct 2025)
Tax Bill	$6,125 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-00130-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`24-00130-0000-00009`
Alternative APN	`240013000009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,183 sqft Living Area
1st Floor Area	910 sqft
Basement Area	210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,123 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Parking Spaces	1 Parking Space
Patio Area	121 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	131 3RD ST
City	KEYPORT
State	NJ
Zip	07735-1815
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RB
Legal Subdivision	BOROUGH/KEYPORT
Legal Block	130
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	KEYPORT
Census Block Group	1
Census Block	1018
Census Tract	801900

Owner

Source: Monmouth County and Keyport Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 3RD ST, KEYPORT, NJ 07735-1815
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage TITO HOLDINGS LLC
Oct 8, 2025	Deed, Transfer · Conventional Mortgage NEXA MORTGAGE LLC
Feb 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Prior Sale	Oct 30, 2024 · Amount on Record
Deed Document Number	202580824
Deed Book / Page	9760 / 2691
Prior Transfer Date	Feb 4, 2020
Prior Transfer Doc	0093958535
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	131 3RD ST, KEYPORT, NJ 07735-1815
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	SENTEX SETTLEMENT SERVICES INC, SENTEX SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097348425
Date	Apr 24, 2025
Book Page	9734/8425
Instrument	2025031524

Lender

Name	TITO HOLDINGS LLC
Type	Non-Lending Institution
Address	SOUTHAMPTON, PA 18966

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 8, 2025
Property Address	131 3RD ST, KEYPORT, NJ 07735-1815
Document Number	0097602691
Book / Page	9760 / 2691
Instrument Date	Oct 8, 2025
Instrument	2025080824
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 7TH ST, UNION BEACH, NJ 07735-2862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 3RD ST, KEYPORT, NJ 07735-1815

Mortgage

Document Number	2025080825
Date	Oct 8, 2025
Instrument	2025080825

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 7, 2020
Property Address	131 3RD ST, KEYPORT, NJ 07735-1815
Document Number	0000014819
Book / Page	009395 / 008535
Instrument Date	Feb 4, 2020
Instrument	14819
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MANCHESTER CT WENONAH NJ 080901254, WENONAH, NJ 08090-1254

Tax Assessment & Valuation

Source: Monmouth County and Keyport Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Keyport Borough
Unified School District	Keyport Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,000 (+81.46%) Land $214,500 Building $343,500	$558,000 (+81.46%) Land $214,500 Building $343,500
2025	$6,125.00 (-16.86%)	$307,500 (-4.92%) Land $195,100 Building $112,400	$307,500 (-4.92%) Land $195,100 Building $112,400
2024	$7,367.00 (+9.45%)
2023		$323,400 Land $147,500 Building $175,900	$323,400 Land $147,500 Building $175,900
2022	$6,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 units insured incl. 24 condo units
Nearby Flood Claims	34 (1992–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 27 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYPORT WATER DEPT serves 7,500 people · EPA ID NJ1322001
Water Source	Purchased surface water from NJ AMERICAN WATER - SHORELANDS
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures