Bergen County and Cresskill Borough property record for 138 12th St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,149 sqft · built 1956 |
| Lot Size | 0.257 acres (11,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $191,000 (Dec 1997) |
| Tax Bill | $15,005 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00144-0000-00260 |
| Primary APN | 08-00144-0000-00260 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,149 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 11,199 sqft (0.257 acres) |
| Lot Dimensions | 112 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 190700 |
|---|---|
| Street Address | 138 12TH ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 100X112 L261-264 |
| Legal Subdivision | MERRITT PARK |
| Legal Block | 144 |
| Legal Lot Number | 260 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 8002 |
138 12th St is owned and occupied by two individuals who acquired it in February 2026.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 12TH ST, CRESSKILL, NJ 07626-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Feb 17, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 1997 · Amount on File |
| Deed Sale | Dec 15, 1997 · Amount on File |
| Prior Sale | Oct 10, 1997 |
| Deed Document Number | 1997153337 |
| Deed Book / Page | 8027 / 334 |
| Last Transfer Date | Feb 10, 2026 |
| Transfer Doc | 0057251265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 138 12TH ST, CRESSKILL, NJ 07626-2404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 138 12TH ST, CRESSKILL, NJ 07626-2404 |
| Document Number | 0047821942 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 4782/1942 |
| Instrument | 2022083664 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 17, 2026 |
| Property Address | 138 12TH ST, CRESSKILL, NJ 07626-2404 |
| Document Number | 0057251265 |
| Book / Page | 5725 / 1265 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026010325 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 12TH ST, CRESSKILL, NJ 07626-2404 |
The 2025 property tax bill for 138 12th St was $15,005, up 6.6% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $755,200 (+14.2%) Land $480,000 Building $275,200 | $755,200 (+14.2%) Land $480,000 Building $275,200 | |
| 2025 | $15,005.00 (+6.64%) | $661,300 Land $402,000 Building $259,300 | $661,300 Land $402,000 Building $259,300 |
| 2024 | $14,071.00 | ||
| 2023 | $589,400 Land $342,500 Building $246,900 | $589,400 Land $342,500 Building $246,900 | |
| 2022 | $13,394.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 12th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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