116 12th St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 116 12th St, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	1,416 sqft · built 1950
Lot Size	0.237 acres (10,302 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jan 2022)
Tax Bill	$14,853 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-00144-01-00006`

Property Details

APN / Parcel Number

Primary APN	`08-00144-01-00006`
Alternative APNs	`0800144000100006` `192200`

Interior

Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Frame
Construction Type	Frame
Lot Area	10,302 sqft (0.237 acres)
Lot Dimensions	101 ft deep x 102 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	192200
Street Address	116 12TH ST
City	CRESSKILL
State	NJ
Zip	07626-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	102X101 4LT
Legal Subdivision	GREENWAY HOMES/CRESSKILL
Legal Block	144
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	2
Census Block	2018
Census Tract	8002

Owner

116 12th St is owned and occupied by two individuals who bought it in January 2022.

Source: Bergen County and Cresskill Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 12TH ST, CRESSKILL, NJ 07626-2404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2021	Deed, Transfer · Line of Credit ABL THREE LLC
Aug 1, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Jun 14, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	202210712
Deed Book / Page	4552 / 846
Record Updated	Oct 29, 2026

January 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 25, 2022
Property Address	116 12TH ST, CRESSKILL, NJ 07626-2404
Document Number	0045520846
Book / Page	4552 / 846
Instrument Date	Jan 6, 2022
Instrument	2022010712
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2022
Title Company	HUDSON ONE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 ANDRE AVE, 438, NORTHVALE, NJ 07647-1327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 12TH ST, CRESSKILL, NJ 07626-2404

Mortgage

Document Number	2022010713
Date	Jan 25, 2022
Instrument	2022010713

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 16, 2021
Property Address	116 12TH ST, CRESSKILL, NJ 07626-2404
Document Number	0043301617
Book / Page	4330 / 1617
Instrument Date	Jul 26, 2021
Instrument	2021131234
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 FELLOWSHIP RD APT 311, 503, MOUNT LAUREL, NJ 08054-3432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 ANDRE AVE, NORTHVALE, NJ 07647-1327

Mortgage

Document Number	2021131235
Date	Aug 16, 2021
Instrument	2021131235

Lender

Name	ABL THREE LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	116 12TH ST, CRESSKILL, NJ 07626-2404
Document Number	0030391582
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 12TH ST CRESSKILL NJ 076262404, CRESSKILL, NJ 07626-2404

Mortgage

Document Number	0030391582
Date	Aug 29, 2018
Book Page	003039/001582
Instrument	61963

Lender

Name	WELLS FARGO BK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	116 12TH ST, CRESSKILL, NJ 07626-2404
Document Number	0029901962
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	AMERICAN TITLE-TEAM 2

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 12TH ST CRESSKILL NJ 076262404, CRESSKILL, NJ 07626-2404

Mortgage

Document Number	0029901962
Date	Jul 9, 2018
Book Page	002990/001962
Instrument	48400

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 116 12th St was $14,853, up 6.6% from the year before.

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$749,100 (+14.44%) Land $443,000 Building $306,100	$749,100 (+14.44%) Land $443,000 Building $306,100
2025	$14,853.00 (+6.64%)	$654,600 Land $369,100 Building $285,500	$654,600 Land $369,100 Building $285,500
2024	$13,928.00
2023		$580,100 Land $313,700 Building $266,400	$580,100 Land $313,700 Building $266,400
2022	$13,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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