13799 Beaver Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 13799 Beaver Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1976
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2023)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-36-2006-001`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-36-2006-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Lot Area	87,556 sqft (2.01 acres)
Porch	Porch
Porch Area	55 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13799 BEAVER RD
City	SAINT CHARLES
State	MI
Zip	48655-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF W 250 FT OF N 350 FT OF E 1/2 OF W 1/2 OF NW 1/4 LYING S OF BEAVER ROAD 2.01 ACRES SEC 36 T11N R2E
Legal Range	02E
Legal Township	11N
Legal Section	36
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2048
Census Tract	12300

Owner

13799 Beaver Rd is owned and occupied by an individual who bought it in November 2023.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13799 BEAVER RD, SAINT CHARLES, MI 48655-9680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit ISABELLA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Prior Sale	Jun 6, 2011
Deed Document Number	202325473
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 28, 2023
Property Address	13799 BEAVER RD, SAINT CHARLES, MI 48655-9680
Document Number	0000025473
Instrument Date	Nov 27, 2023
Instrument	2023025473
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13799 BEAVER RD, SAINT CHARLES, MI 48655-9680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 LYNN ST, OWOSSO, MI 48867-3342

Mortgage

Document Number	0000025474
Date	Nov 28, 2023
Instrument	2023025474

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13799 BEAVER RD, SAINT CHARLES, MI 48655-9680
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13799 BEAVER RD, SAINT CHARLES, MI 48655-9680

Mortgage

Document Number	0000019274
Date	Aug 29, 2023
Instrument	2023019274

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 13799 Beaver Rd was $3,183 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,800	$203,600
2025	$3,183.00 Homeowner's exemption
2023		$85,700	$171,400
2022	$2,091.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13799 Beaver Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13799 Beaver Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Beaver Rd

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