1378 Windy Ridge Rd, West Point, MS 39773 Property Records

Clay County property record for 1378 Windy Ridge Rd, West Point, MS 39773 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,718 sqft · built 1995
Lot Size	4.65 acres (202,554 sqft)
Owner	2 Individual Names on File
Tax Bill	$397 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063C 02A 0030600`

Property Details

APN / Parcel Number

Primary APN	`063C 02A 0030600`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,718 sqft Finished Area
1st Floor Area	2,334 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	202,554 sqft (4.65 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	1378 WINDY RIDGE RD
City	WEST POINT
State	MS
Zip	39773-4152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 02 T 17 R 05 4.65 AC IN NW COR NE 1/4 (LOT 1 OLD SILOAM ESTATES) DB 287/758
Legal Range	05E
Legal Township	17
Legal Section	02
Legal Subdivision	OLD SILOAM ESTATES
Legal Lot Number	1
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3008
Census Tract	950100

Owner

Source: Clay County records · APN 063C 02A 0030600

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1378 WINDY RIDGE RD, WEST POINT, MS 39773-4152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Dec 14, 2017	Deed of Trust, Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	1378 WINDY RIDGE RD, WEST POINT, MS 39773-4152
Transaction Type	Mortgage
Record Updated	Feb 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000550/407
Date	Jan 09, 2023
Book Page	550/407
Instrument	2023000050

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2047

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	1378 WINDY RIDGE RD, WEST POINT, MS 39773-4152
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000549/164
Date	Nov 18, 2022
Book Page	549/164
Instrument	2022005693

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2047

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	1378 WINDY RIDGE RD, WEST POINT, MS 39773-4152
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017006499
Date	Dec 14, 2017
Book Page	499/912
Instrument	2017006499

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Nov 26, 2022

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$397.00 (-59.2%) Additional exemption filed	$14,351 (-11.45%) Land $1,876 Building $12,475	$141,151 (-8.06%) Land $18,764 Building $122,387
2024		$16,207 (+0.82%) Land $1,876 Building $14,331	$153,528 (+0.58%) Land $18,764 Building $134,764
2023	$973.00 (+1.57%) Additional exemption filed	$16,075 Land $1,876 Building $14,199	$152,646 Land $18,764 Building $133,882
2022	$958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 18% of Mississippi
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
4-County Fiber	Fiber	1,000 / 1,000
Telapex	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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