Clay County property record for 1275 Windy Ridge Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,541 sqft · built 2023 |
| Lot Size | 4.89 acres (213,008 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,527 (Oct 2026) |
| Tax Bill | $1,394 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Nov 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063C 02A 0030200 |
| Primary APN | 063C 02A 0030200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 3,541 sqft Finished Area |
| 1st Floor Area | 2,288 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 213,008 sqft (4.89 acres) |
| Patio Area | 256 sqft |
| Street Address | 1275 WINDY RIDGE RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 02 T 17 R 05 4.89 AC IN SE COR NW 1/4 NE1/4 DB 304/847 |
| Legal Range | 05E |
| Legal Township | 17 |
| Legal Section | 02 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950100 |
Source: Clay County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 801 ANTHONY DR, HARRISBURG, PA 17111-4027 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Nov 9, 2023 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Jan 13, 2022 | Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK |
| Jun 9, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on Record |
| Deed Sale | Oct 5, 2026 · Amount on Record |
| Deed Document Number | 20263598 |
| Deed Book / Page | 328 / 832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Oct 5, 2026 |
| Property Address | 1275 WINDY RIDGE RD, WEST POINT, MS 39773-4151 |
| Document Number | 0000003598 |
| Book / Page | 328 / 832 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 20263598 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE HUB, TITLE HQ |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 801 ANTHONY DR, HARRISBURG, PA 17111-4027 |
| Document Number | 0000003599, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 587/54 |
| Instrument | 20263599 |
| Name | SIRVA MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 1275 WINDY RIDGE RD, WEST POINT, MS 39773-4151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1275 WINDY RIDGE RD, WEST POINT, MS 39773-4151 |
| Document Number | 0LM558/191 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | LM 558/191 |
| Instrument | 2023005626 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 1275 WINDY RIDGE RD, WEST POINT, MS 39773-4151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000540/897 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 540/897 |
| Instrument | 2022000091 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 384 Months |
| Due | Jan 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 12, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.38% |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 9, 2020 |
| Property Address | 1275 WINDY RIDGE RD, WEST POINT, MS 39773-4151 |
| Document Number | 000304/847 |
| Book / Page | 304 / 847 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2020003135 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1123 WINDY RIDGE RD, WEST POINT, MS 39773-4141 |
| Name | Verified Name |
|---|---|
| Address | 2224 CHANTICLEER ST, EXCELSIOR SPRINGS, MO 64024-8161 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,394.00 (+476.03%) Additional exemption filed | $31,551 (-) Land $2,177 Building $29,374 | $315,507 (-) Land $21,769 Building $293,738 |
| 2024 | $31,551 (+1,374.35%) Land $2,177 Building $29,374 | $315,507 (+2,111.14%) Land $21,769 Building $293,738 | |
| 2023 | $242.00 (+1.26%) | $2,140 Land $2,140 | $14,269 Land $14,269 |
| 2022 | $239.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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