1378 Trading Post Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1378 Trading Post Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,776 sqft · built 1985
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2022)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A850004164`

Property Details

APN / Parcel Number

Primary APN	`A850004164`
Alternative APN	`4-0022-5821-00-0093.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,344 sqft
Basement Area	864 sqft
Finished Basement	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Porch	Open Porch
Porch Area	76 sqft
Patio Area	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850004164
Street Address	1378 TRADING POST LN
City	O FALLON
State	MO
Zip	63366-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE MEADOWS #2B LOT 93
Legal Subdivision	OSAGE MEADOWS #2B
Legal Lot Number	93
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4013
Census Tract	311907

Owner

1378 Trading Post Ln is owned and occupied by two individuals who bought it in April 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1378 TRADING POST LN, O FALLON, MO 63366-3714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage CITY OF OFALLON
Apr 12, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Aug 10, 2021	Warranty Deed, Transfer TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Aug 10, 2021 · Amount on File
Deed Document Number	202221002
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1378 TRADING POST LN, O FALLON, MO 63366-3714
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004322
Date	Jan 14, 2021
Instrument	2021R-004322

Lender

Name	CITY OF OFALLON
Type	Government Agency
Address	O FALLON, MO 63366

Agreement

Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 12, 2022
Property Address	1378 TRADING POST LN, O FALLON, MO 63366-3714
Document Number	0000021002
Map Reference	MB 24 PG 34
Instrument Date	Apr 8, 2022
Instrument	2022R-021002
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1378 TRADING POST LN, O FALLON, MO 63366-3714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1378 TRADING POST LN, O FALLON, MO 63366-3714

Mortgage

Document Number	0000021003
Date	Apr 12, 2022
Instrument	2022R-021003

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 10, 2021
Property Address	1378 TRADING POST LN, O FALLON, MO 63366-3714
Document Number	0000066800
Map Reference	MB 24 PG 34
Instrument Date	Aug 6, 2021
Instrument	2021R-066800
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1378 Trading Post Ln was $3,519.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,387 (-)	$270,457 (-) Land $45,000 Building $225,457
2025	$3,519.00	$51,387	$270,457 Land $45,000 Building $225,457
2023		$46,000
2022			$242,105 Land $45,000 Building $197,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1378 Trading Post Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1378 Trading Post Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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