1369 Trading Post Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1369 Trading Post Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,398 sqft · built 1985
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$46,550 (May 2026)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A850004161`

Property Details

APN / Parcel Number

Primary APN	`A850004161`
Alternative APN	`4-0022-5821-00-0090.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	390 sqft
Unfinished Basement	618 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	236 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850004161
Street Address	1369 TRADING POST LN
City	O FALLON
State	MO
Zip	63366-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE MEADOWS #2B LOT 90
Legal Subdivision	OSAGE MEADOWS #2B
Legal Lot Number	90
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4012
Census Tract	311907

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1369 TRADING POST LN, O FALLON, MO 63366-3715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
May 27, 2026	Quit Claim Deed, Transfer · Line of Credit FIRST COMMUNITY CREDIT UNION
Jul 9, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	202624782
Prior Transfer Date	May 16, 2026
Prior Transfer Doc	0000024782
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1369 TRADING POST LN, O FALLON, MO 63366-3715
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1369 TRADING POST LN, O FALLON, MO 63366-3715

Mortgage

Document Number	0000057750
Date	Jul 9, 2021
Instrument	2021R-057750

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 27, 2026
Property Address	1369 TRADING POST LN, O FALLON, MO 63366-3715
Document Number	0000024782
Instrument Date	May 16, 2026
Instrument	202624782
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1369 TRADING POST LN, O FALLON, MO 63366-3715

Mortgage

Document Number	0000024784,
Date	May 27, 2026
Instrument	202624784

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.65%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1369 TRADING POST LN, O FALLON, MO 63366-3715
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1369 TRADING POST LN, O FALLON, MO 63366-3715

Mortgage

Document Number	2021R057750
Date	Jul 9, 2021
Instrument	2021R-057750

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2018
Property Address	1369 TRADING POST LN, O FALLON, MO 63366-3715
Document Number	0069380744
Book / Page	6938 / 0744
Map Reference	MB 24 PG 34
Instrument Date	Jun 15, 2018
Instrument	20180622000351210
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1369 TRADING POST LN, O FALLON, MO 63366-3715

Mortgage

Document Number	20180622000351220
Date	Jun 22, 2018
Instrument	20180622000351220

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,841 (-)	$225,481 (-) Land $45,000 Building $180,481
2025	$2,940.00	$42,841 (+6.04%)	$225,481 (+6.04%) Land $45,000 Building $180,481
2023		$40,402
2022			$212,642 Land $45,000 Building $167,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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