Bay County property record for 13778 Windsor Ave, Youngstown, FL 32466
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,000 (May 2026) |
| Tax Bill | $89 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03433-005-000 |
| Primary APN | 03433-005-000 |
|---|
| Lot Area | 3,999 sqft (0.092 acres) |
|---|
| Street Address | 13778 WINDSOR AVE |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-1741 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BC02 |
| Legal Description | SOUTH CARAVANA MANOR 219A LOT 5 BLK 3 ORB 4600 P 563 |
| Legal Range | 12W |
| Legal Township | 01S |
| Legal Section | 01 |
| Legal Subdivision | SOUTH CARAVANA MANOR |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 1 |
| Census Block | 1150 |
| Census Tract | 302 |
13778 Windsor Ave, vacant land, is owned and occupied by an individual who bought it in May 2026.
Source: Bay County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13778 WINDSOR AVE, YOUNGSTOWN, FL 32466-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage SMARTBANK |
| May 5, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Sep 9, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on File |
| Deed Sale | May 5, 2026 · Amount on File |
| Deed Document Number | 202627032 |
| Deed Book / Page | 5031 / 1378 |
| Prior Transfer Date | Sep 4, 2025 |
| Prior Transfer Doc | 0049502052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 5, 2026 |
| Property Address | 13778 WINDSOR AVE, YOUNGSTOWN, FL 32466-1741 |
| Document Number | 0050311378 |
| Book / Page | 5031 / 1378 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026.27032 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130,088.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13778 WINDSOR AVE, YOUNGSTOWN, FL 32466-1741 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027033, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 5031/1380 |
| Instrument | 2026.27033 |
| Name | SMARTBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 5, 2026 |
| Property Address | 13778 WINDSOR AVE, YOUNGSTOWN, FL 32466-1741 |
| Document Number | 0050311373 |
| Book / Page | 5031 / 1373 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202627030 |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 740 BEACHCOMBER DR, LYNN HAVEN, FL 32444-3416 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 9, 2025 |
| Property Address | 13778 WINDSOR AVE, YOUNGSTOWN, FL 32466-1741 |
| Document Number | 0049502052 |
| Book / Page | 4950 / 2052 |
| Map Reference | MB 4600 PG 563 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025051778 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 707 TENNESSEE AVE, LYNN HAVEN, FL 32444-1669 |
| Name | Verified Name |
|---|---|
| Address | 740 BECHWOOD, LYNN HAVEN, FL 32444 |
The 2025 property tax bill for 13778 Windsor Ave was $89, up 18.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89.00 (+18.67%) | $4,392 (-50.79%) | $10,962 (+22.82%) Land $10,962 |
| 2024 | $75.00 (+11.94%) | $8,925 (+16.87%) Land $8,925 | $8,925 (+16.87%) Land $8,925 |
| 2023 | $67.00 (+28.85%) | $7,637 (+27.28%) Land $7,637 | $7,637 (+27.28%) Land $7,637 |
| 2022 | $52.00 | $6,000 Land $6,000 | $6,000 Land $6,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 13778 Windsor Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13778 Windsor Ave is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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