13760 Windsor Ave, Youngstown, FL 32466 Property Records

Bay County property record for 13760 Windsor Ave, Youngstown, FL 32466

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 996 sqft · built 2021
Lot Size0.092 acres (4,009 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Sep 2024)
Tax Bill$2,147 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN03433-011-000

Property Details

APN / Parcel Number

Primary APN03433-011-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area996 sqft Living Area
1st Floor Area996 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,009 sqft (0.092 acres)
DrivewayDriveway
Driveway Area360 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address13760 WINDSOR AVE
CityYOUNGSTOWN
StateFL
Zip32466-1741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC02
Legal DescriptionSOUTH CARAVANA MANOR 219A LOT 11 BLK 3 ORB 4843 P 173 SUB TO GC ELE COP ESMT
Legal Range12W
Legal Township01S
Legal Section01
Legal SubdivisionSOUTH CARAVANA MANOR
Legal Block3
Legal Lot Number11
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group1
Census Block1150
Census Tract302

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13760 WINDSOR AVE, YOUNGSTOWN, FL 32466-1741
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
LAURA MOORE
Jul 17, 2020Warranty Deed, Transfer
FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2024 · Amount on Record
Deed SaleSep 20, 2024 · Amount on Record
Prior SaleJun 8, 2021 · Amount on Record
Deed Document Number202455935
Deed Book / Page4843 / 173
Last Transfer DateFeb 2, 2025
Transfer Doc0000005745
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJun 8, 2021
Property Address13760 WINDSOR AVE, YOUNGSTOWN, FL 32466-1741
Document Number0044170542
Book / Page4417 / 542
Map ReferenceMB 10 PG 98
Instrument DateMay 27, 2021
Instrument2021043379
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyNOT AVAILABLE, DEFENDER TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$979.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1081 LYNN HAVEN, LYNN HAVEN, FL 32444

Transferred To (Grantee/Buyer)

NameVerified Name
Address13760 WINDSOR AVE, YOUNGSTOWN, FL 32466-1741

Mortgage

Document Number0004417544
DateJun 8, 2021
Instrument4417/544
Lender
NameLAURA MOORE
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 17, 2020
Property Address13760 WINDSOR AVE, YOUNGSTOWN, FL 32466-1741
Document Number0042750624
Book / Page004275 / 000624
Instrument DateJul 15, 2020
Instrument46527
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyFLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 RIVER CIR SANTA ROSA BEACH FL 324598407, SANTA ROSA BEACH, FL 32459-8407

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,147.00 (+93.6%)$173,548 (+42%) Land $10,962 Building $162,586$173,548 (-2.58%) Land $10,962 Building $162,586
2024$1,109.00 (+2.59%)
2023$1,081.00 (+11.44%) Homeowner's exemption$122,215 (+3%)$178,137 (+50.13%) Land $7,637 Building $170,500
2022$970.00 Homeowner's exemption$118,655 Land $6,000 Building $112,655$118,655 Land $6,000 Building $112,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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