13775 River Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 13775 River Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,392 sqft · built 2016
Lot Size	2.45 acres (106,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,000 (Oct 2012)
Tax Bill	$16,010 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02896033`

Property Details

APN / Parcel Number

Primary APN	`06-02896033`
Alternative APN	`02896033`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,392 sqft Living Area
Gross Area	5,001 sqft
1st Floor Area	2,261 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	106,722 sqft
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	02896033
Street Address	13775 RIVER RD
City	POTOMAC
State	MD
Zip	20854-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	ESWORTHY PARK
Legal Subdivision	ESWORTHY PARK
Legal Block	B
Legal Lot Number	40
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	700608

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14775 RIVER RD, POTOMAC, MD 20854-6023
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · ARM CITIZENS BANK NA
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2012 · Amount on Record
Deed Sale	Oct 4, 2012 · Amount on Record
Prior Sale	Jan 31, 2012 · Amount on Record
Deed Book / Page	44965 / 390
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13775 RIVER RD, POTOMAC, MD 20854-1149
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0540970473
Date	Apr 10, 2017
Book Page	54097/473

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13775 RIVER RD, POTOMAC, MD 20854-1149
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ADVANTAGE SETTLEMENT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13775 RIVER RD, POTOMAC, MD 20854-1149

Mortgage

Document Number	0619890491
Date	Feb 24, 2021
Book Page	61989/491

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,391,967 (+6.81%)	$1,480,700 (-) Land $546,600 Building $934,100
2025	$16,010.00 (+14.36%)	$1,303,233 (+10.82%)	$1,480,700 (+21.92%) Land $546,600 Building $934,100
2023		$1,176,000	$1,214,500 Land $520,600 Building $693,900
2022	$14,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures