1377 Panorama Ridge Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 1377 Panorama Ridge Rd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1980
Lot Size	0.112 acres (4,898 sqft)
Owner	Company Name on File
Last Sale	$416,000 (Aug 2020)
Tax Bill	$5,077 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-407-08-00`

Property Details

APN / Parcel Number

Primary APN	`161-407-08-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	834 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	4,898 sqft (0.112 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1377 PANORAMA RIDGE RD
City	OCEANSIDE
State	CA
Zip	92056-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 511 TR 008882
Legal Subdivision	PEACOCK HILLS
Legal Tract	008882
Legal Block	2
Legal Lot Number	511
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19305

Owner

1377 Panorama Ridge Rd is owned by a company that bought it in August 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1377 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Intrafamily Transfer, Transfer
Jun 15, 2020	Grant Deed, Transfer TICOR TITLE-SAN DIEGO
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOAN CO SAVINGS PLAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Jun 15, 2020 · Amount on File
Deed Document Number	2020493044
Prior Transfer Date	Sep 13, 1996
Prior Transfer Doc	0000479145
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2023
Property Address	1377 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2217
Document Number	0000060413
Map Reference	MAP 8882
Instrument Date	Feb 9, 2023
Instrument	2023-0060413
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1377 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2217

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2020
Property Address	1377 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2217
Document Number	0000306885
Instrument Date	May 6, 2020
Instrument	306885
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$370.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2531 WALINCA WAY VISTA CA 920845811, VISTA, CA 92084-5811

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1377 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2217
Document Number	0000027225
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5079 VIEWRIDGE WAY OCEANSIDE CA 920565408, OCEANSIDE, CA 92056-5408

Mortgage

Document Number	0000027225
Date	Jan 23, 2018
Instrument	27225

Lender

Name	LOAN CO SAVINGS PLAN
Address	SAN DIEGO, CA 92110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1377 Panorama Ridge Rd was $5,077 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,293 (+2%) Land $342,221 Building $117,072
2025	$5,077.00 Homeowner's exemption	$450,288 Land $335,511 Building $114,777
2023	$4,672.00 (+0.3%) Homeowner's exemption	$432,805 Land $322,484 Building $110,321
2022	$4,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1377 Panorama Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1377 Panorama Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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