1374 Panorama Ridge Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 1374 Panorama Ridge Rd, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 873 sqft · built 1980
Lot Size0.129 acres (5,622 sqft)
OwnerCompany Name on File
Last Sale$414,500 (Aug 2021)
Tax Bill$5,036 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161-406-02-00

Property Details

APN / Parcel Number

Primary APN161-406-02-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area873 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,622 sqft (0.129 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1374 PANORAMA RIDGE RD
CityOCEANSIDE
StateCA
Zip92056-2214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 516 TR 008882
Legal SubdivisionPEACOCK HILLS
Legal Tract008882
Legal Block2
Legal Lot Number516
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract19305

Owner

1374 Panorama Ridge Rd is owned by a company that bought it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1618 LONE OAK RD, VISTA, CA 92084-7724
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2021 · Amount on File
Deed SaleAug 19, 2021 · Amount on File
Prior SaleAug 14, 1995 · Amount on File
Deed Document Number2021593286
Prior Transfer DateDec 7, 1999
Prior Transfer Doc0000798160
Record UpdatedOct 29, 2026

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 19, 2021
Property Address1374 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2214
Document Number0000593286
Map ReferenceMAP 8882
Instrument DateAug 2, 2021
Instrument2021-0593286
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1374 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2214

Mortgage

Document Number0000593287
DateAug 19, 2021
Instrument2021-0593287
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1374 Panorama Ridge Rd was $5,036.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$448,448 (+2%) Land $345,618 Building $102,830
2025$5,036.00$439,656 Land $338,842 Building $100,814
2023$4,637.00 (+0.26%)$422,586 Land $325,686 Building $96,900
2022$4,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1374 Panorama Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1374 Panorama Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on Panorama Ridge Rd

Nearby Streets

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