13762 John Kline Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 13762 John Kline Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,750 sqft · built 1972
Lot Size	3.26 acres (142,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,500 (Aug 2020)
Tax Bill	$3,461 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-272165`

Property Details

APN / Parcel Number

Primary APN	`10-272165`
Alternative APN	`272165`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	142,006 sqft
Garage Type	Attached
Garage Area	310 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Breezeway
Porch Area	92 sqft
Deck Area	854 sqft
Breezeway	Breezeway
Shed	1 Shed
Shed Area	750 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	272165
Street Address	13762 JOHN KLINE RD
City	SMITHSBURG
State	MD
Zip	21783-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 13, SECT. 2, 3.26 W/S JOHN CLINE RD. HIGHLAND FARMS
Legal Subdivision	HIGHLAND FARMS SEC 2
Legal Lot Number	13
Jurisdiction	FREDERICK MD
Township / Civil Division	10, HAUVERS
Census Block Group	1
Census Block	1040
Census Tract	752801

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13762 JOHN KLINE RD, SMITHSBURG, MD 21783-9115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Mar 19, 1998 · Amount on Record
Deed Book / Page	13978 / 36
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13762 JOHN KLINE RD, SMITHSBURG, MD 21783-9115
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165810027
Date	Aug 30, 2023
Book Page	16581/27

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13762 JOHN KLINE RD, SMITHSBURG, MD 21783-9115
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157130046
Date	Feb 8, 2022
Book Page	15713/46

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13762 JOHN KLINE RD, SMITHSBURG, MD 21783-9115
Document Number	0135730218
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13762 JOHN KLINE RD SMITHSBURG MD 217839115, SMITHSBURG, MD 21783-9115

Mortgage

Document Number	0135730218
Date	Mar 6, 2020
Book Page	013573/000218

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,000 (+30.72%) Land $92,600 Building $281,400	$374,000 (+30.72%) Land $92,600 Building $281,400
2025	$3,461.00 (+15.25%)
2023	$3,003.00 Homeowner's exemption	$286,100 Land $82,100 Building $204,000	$286,100 Land $82,100 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1996–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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