13740 John Kline Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 13740 John Kline Rd, Smithsburg, MD 21783

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 2,273 sqft · built 1976
Lot Size	3.43 acres (149,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Sep 2021)
Tax Bill	$148 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-264324`

Property Details

APN / Parcel Number

Primary APN	`10-264324`
Alternative APN	`264324`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,273 sqft Gross Area
1st Floor Area	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	149,846 sqft
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	264324
Street Address	13740 JOHN KLINE RD
City	SMITHSBURG
State	MD
Zip	21783-9115
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	A
Legal Description	LT 17 SECT 2 3.44 AC JOHN CLINE RD HIGHLAND FARMS
Legal Subdivision	HIGHLAND FARMS
Legal Lot Number	17
Jurisdiction	FREDERICK MD
Township / Civil Division	6, CATOCTIN
Census Block Group	1
Census Block	1009
Census Tract	752801

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13740 JOHN KLINE RD, SMITHSBURG, MD 21783-9115
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Oct 4, 2006 · Amount on Record
Deed Book / Page	15309 / 205
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 22, 2021
Property Address	13740 JOHN KLINE RD, SMITHSBURG, MD 21783-9115
Document Number	0153090205
Book / Page	15309 / 205
Map Reference	MB 6 FO 46
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13740 JOHN KLINE RD, SMITHSBURG, MD 21783-9115

Mortgage

Document Number	15309214
Date	Sep 22, 2021
Instrument	15309/214

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,600 (+36.66%) Land $93,400 Building $315,200	$408,600 (+36.66%) Land $93,400 Building $315,200
2025	$148.00
2023	$148.00 Disabled Person's exemption Veteran's exemption	$299,000 Land $82,900 Building $216,100	$299,000 Land $82,900 Building $216,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1996–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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