Pontotoc County property record for 1376 Waters Rd, Pontotoc, MS 38863
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,680 sqft · built 2002 |
| Lot Size | 7.46 acres (324,958 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,693 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2017 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-16-000-027.04 |
| Primary APN | 115-16-000-027.04 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Lot Area | 324,958 sqft (7.46 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 18580 |
|---|---|
| Street Address | 1376 WATERS RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-8717 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 7.46 AC SE1/4 SE1/4 20026502 12/19/02 488 9178 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950400 |
1376 Waters Rd, a mobile home, is owned and occupied by an individual.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1376 WATERS RD, PONTOTOC, MS 38863-8717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage OXFORD UNIVERSITY BANK |
| Jun 12, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance OXFORD BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1376 WATERS RD, PONTOTOC, MS 38863-8717 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1376 WATERS RD, PONTOTOC, MS 38863-8717 |
| Document Number | 2022002833 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022002833 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 41 Months |
| Due | Dec 17, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 1376 WATERS RD, PONTOTOC, MS 38863-8717 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 729/125 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 729/125 |
| Instrument | 2017002379 |
| Name | OXFORD BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1376 Waters Rd was $1,693 with exemptions applied.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,693.00 Homeowner's exemption Disabled Person's exemption | $12,748 | $125,122 Land $16,050 Building $109,072 |
| 2023 | $1,728.00 Homeowner's exemption Disabled Person's exemption | $13,554 | $130,498 Land $16,050 Building $114,448 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1376 Waters Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1376 Waters Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGOMA WATER ASSOCIATION public/private · serves 6,879 people · EPA ID MS0580001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Fulton Telephone Company Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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