1180 Waters Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 1180 Waters Rd, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,000 sqft · built 2005
Lot Size12.4 acres (541,015 sqft)
OwnerIndividual Name on Record
Tax Bill$1,382 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN115-16-000-027.02

Property Details

APN / Parcel Number

Primary APN115-16-000-027.02
Alternative APN
  • 10499

Interior

Full Baths1 Bath
Building Area2,000 sqft Living Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area541,015 sqft (12.4 acres)
Garage TypeCarport
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10499
Street Address1180 WATERS RD
CityPONTOTOC
StateMS
Zip38863-7018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12.42 AC SE1/4 DB 514-547 2/91 437-466
JurisdictionPONTOTOC MS
Township / Civil Division4
Census Block Group2
Census Block2007
Census Tract950400

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1180 WATERS RD, PONTOTOC, MS 38863-7018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1180 WATERS RD, PONTOTOC, MS 38863-7018
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1180 WATERS RD, PONTOTOC, MS 38863-7018

Mortgage

Document Number2018003419
DateSep 10, 2018
Instrument2018003419
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,382.00 (+4.07%) Homeowner's exemption Senior Citizen's exemption$10,412 (-0.06%)$103,062 (-0.04%) Land $12,457 Building $90,605
2023$1,328.00 Homeowner's exemption Senior Citizen's exemption$10,418$103,100 Land $12,495 Building $90,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGOMA WATER ASSOCIATION
public/private · serves 6,879 people · EPA ID MS0580001
Water SourceGroundwater
Last State InspectionSep 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
Fulton Telephone Company
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waters Rd

Nearby Streets

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