Owen County property record for 1375 River Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,005 sqft · built 1994 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | Company Name on File |
| Tax Bill | $640 (2025) |
| Deeds & Mortgages | May 2026 Sale Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 60-10-28-100-100.000-027 |
| Primary APN | 60-10-28-100-100.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,005 sqft Living Area |
| 1st Floor Area | 1,005 sqft |
| Attic | Attic |
| Attic Area | 465 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 117,612 sqft (2.7 acres) |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Central |
|---|
| Account Number | 00001029906 |
|---|---|
| Street Address | 1375 RIVER RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN NE S28 T10 R3 2.70A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 28 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 955800 |
Source: Owen County records · APN 60-10-28-100-100.000-027
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 788 POTTERSVILLE RD, SPENCER, IN 47460-6698 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC |
| Feb 22, 2023 | Special Warranty Deed, Transfer TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC |
| Sep 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2026 |
| Deed Sale | May 27, 2026 |
| Prior Sale | Sep 29, 2023 · Amount on Record |
| Deed Document Number | 2026243772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | May 27, 2026 |
| Property Address | 1375 RIVER RD, SPENCER, IN 47460-6708 |
| Document Number | 0000243772 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026243772 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 788 POTTERSVILLE RD, SPENCER, IN 47460-6698 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Sep 29, 2023 |
| Property Address | 1375 RIVER RD, SPENCER, IN 47460-6708 |
| Document Number | 0000234440 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 234440 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1375 RIVER RD, SPENCER, IN 47460-6708 |
| Document Number | 0000234441 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 234441 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Feb 22, 2023 |
| Property Address | 1375 RIVER RD, SPENCER, IN 47460-6708 |
| Document Number | 0000232224 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 232224 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 421 W KOCH ST, BOZEMAN, MT 59715-4544 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Sep 11, 2017 |
| Property Address | 1375 RIVER RD, SPENCER, IN 47460-6708 |
| Document Number | 0000210278 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 210278 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, COLUMBIA, SC 29202-0488 |
| Name | Verified Name |
|---|---|
| Address | 16 BERRYHILL RD STE 200, 200, COLUMBIA, SC 29210-6433 |
| Investor | Possibly a Property Investor |
Source: Owen County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $640.00 (-11.72%) Homeowner's exemption | $123,200 (+45.8%) Land $30,300 Building $92,900 | $123,200 (+45.8%) Land $30,300 Building $92,900 |
| 2024 | $725.00 (+50.41%) | ||
| 2023 | $482.00 (-62.34%) | $84,500 (+13.27%) Land $26,000 Building $58,500 | $84,500 (+13.27%) Land $26,000 Building $58,500 |
| 2022 | $1,280.00 | $74,600 Land $24,600 Building $50,000 | $74,600 Land $24,600 Building $50,000 |
Source: FEMA National Flood Hazard Layer as of August 9, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (2003–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana Rural Electric Membership Fiber | 1,000 / 1,000 |
Based on FCC filings for 11 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BBP WATER COMPANY serves 9,903 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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