Owen County property record for 1374 River Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,178 sqft · built 1935 |
| Lot Size | 6.13 acres (267,023 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $21 (2025) |
| Deeds & Mortgages | Jan 2008 Line of Credit Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-28-100-110.000-027 |
| Primary APN | 60-10-28-100-110.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Basement Area | 140 sqft |
| Unfinished Basement | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 267,023 sqft (6.13 acres) |
| Terrain | High |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001030964 |
|---|---|
| Street Address | 1374 RIVER RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN NE S28 T10 R3 6.13A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 28 |
| Legal Tract | 1 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 955900 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1374 RIVER RD, SPENCER, IN 47460-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2008 | Deed of Trust, Mortgage · Line of Credit MONROE BANK |
| Mar 6, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 29, 2021 | Public Action, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2023 |
| Deed Sale | Mar 6, 2023 |
| Prior Sale | Apr 29, 2021 · Amount on Record |
| Deed Document Number | 2023232345 |
| Prior Transfer Date | Jul 25, 2022 |
| Prior Transfer Doc | 0000232345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 1374 RIVER RD, SPENCER, IN 47460-6708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000174490 |
|---|---|
| Date | Jan 11, 2008 |
| Instrument | 174490 |
| Name | MONROE BANK |
|---|---|
| Address | BLOOMINGTON, IN 47408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Oct 4, 2008 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Mar 6, 2023 |
| Property Address | 1374 RIVER RD, SPENCER, IN 47460-6708 |
| Document Number | 0000232345 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 232345 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1374 RIVER RD, SPENCER, IN 47460-6708 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Apr 29, 2021 |
| Property Address | 1374 RIVER RD, SPENCER, IN 47460-6708 |
| Document Number | 224617 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 224617 |
| Transaction Type | Foreclosure |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2067 W STATE ROAD 340, BRAZIL, IN 47834-7231 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21.00 (-91.98%) Homeowner's exemption | $41,600 (-53.83%) Land $31,700 Building $9,900 | $41,600 (-53.83%) Land $31,700 Building $9,900 |
| 2024 | $262.00 (-33.67%) | ||
| 2023 | $395.00 (-90.17%) | $90,100 (+12.34%) Land $26,500 Building $63,600 | $90,100 (+12.34%) Land $26,500 Building $63,600 |
| 2022 | $4,017.00 | $80,200 Land $26,200 Building $54,000 | $80,200 Land $26,200 Building $54,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
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