1375 Oak St, Elko, NV 89801 Property Records

Elko County property record for 1375 Oak St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,804 sqft · built 1953
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Dec 2020)
Tax Bill	$2,162 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`001-202-009`

Property Details

APN / Parcel Number

Primary APN	`001-202-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,804 sqft Living Area
Gross Area	3,704 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1969
Construction Type	Frame
Roof Material	Tile
Lot Area	5,706 sqft (0.131 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Canopy	240 sqft
Greenhouse	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1375 OAK ST
City	ELKO
State	NV
Zip	89801-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SMITHS ADDITION FILE 43255,AND THAT PART OF,DESCRIBED AS FOLLOWS:,COMM AT THE STREET MONUMENT MARKING THE C/L,INTERSECTION OF
Legal Subdivision	SMITHS ADDITION
Legal Block	5
Legal Lot Number	31
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2002
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1375 OAK ST, ELKO, NV 89801-3433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 14, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	2020778472
Record Updated	Oct 29, 2026

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 15, 2020
Property Address	1375 OAK ST, ELKO, NV 89801-3433
Document Number	0000778472
Instrument Date	Dec 3, 2020
Instrument	778472
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	WFG NATIONAL TITLE CO OF NV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,173.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	983 BENTI WAY, 983, ELKO, NV 89801-3411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 OAK ST, ELKO, NV 89801-3433

Mortgage

Document Number	0000778473
Date	Dec 15, 2020
Instrument	778473

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Apr 14, 2017
Property Address	1375 OAK ST, ELKO, NV 89801-3433
Document Number	0000723910
Instrument Date	Apr 13, 2017
Instrument	723910
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$994.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1375 OAK ST ELKO NV 898013433, ELKO, NV 89801-3433

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,162.00 (+5.41%)	$61,636 (-0.19%) Land $15,050 Building $46,586	$176,103 (-0.19%) Land $43,000 Building $133,103
2025	$2,051.00 (+14.07%)	$61,752 (+25.83%) Land $15,050 Building $46,702	$176,434 (+25.83%) Land $43,000 Building $133,434
2023	$1,798.00 (+18.92%)	$49,075 (+18.87%) Land $6,615 Building $42,460	$140,214 (+18.87%) Land $18,900 Building $121,314
2022	$1,512.00	$41,284 Land $6,615 Building $34,669	$117,954 Land $18,900 Building $99,054

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 71% of Nevada
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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