Elko County property record for 1340 Oak St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1950 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Oct 2014) |
| Tax Bill | $1,195 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-203-004 |
| Primary APN | 001-203-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1,240 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,489 sqft (0.126 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1340 OAK ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | SMITHS ADDITION FILE 43255 |
| Legal Subdivision | SMITHS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 9,10 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950800 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1340 OAK ST, ELKO, NV 89801-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2014 · Amount on Record |
| Deed Sale | Oct 21, 2014 · Amount on Record |
| Prior Sale | Nov 1, 2007 · Amount on Record |
| Deed Document Number | 2014691481 |
| Prior Transfer Date | Oct 9, 2007 |
| Prior Transfer Doc | 0000584039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1340 OAK ST, ELKO, NV 89801-3434 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|---|
| Address | 1340 OAK ST, ELKO, NV 89801-3434 |
| Document Number | 0000853846 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 853846 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,195.00 (+3.02%) | $43,518 (+0.42%) Land $15,050 Building $28,468 | $124,337 (+0.42%) Land $43,000 Building $81,337 |
| 2025 | $1,160.00 (+13.06%) | $43,334 (+35.88%) Land $15,050 Building $28,284 | $123,811 (+35.88%) Land $43,000 Building $80,811 |
| 2023 | $1,026.00 (+3.01%) | $31,891 (+9.3%) Land $6,615 Building $25,276 | $91,117 (+9.3%) Land $18,900 Building $72,217 |
| 2022 | $996.00 | $29,178 Land $6,615 Building $22,563 | $83,366 Land $18,900 Building $64,466 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 71% of Nevada |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Rise Broadband.
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