1374 Claud Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 1374 Claud Rd, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,650 sqft · built 1960
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$311,000 (Sep 2026)
Tax Bill	$574 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-22-1-001-010.000`

Property Details

APN / Parcel Number

Primary APN	`11-05-22-1-001-010.000`
Alternative APN	`554710`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Carport
Garage Area	486 sqft
Carport	Carport
Carport Area	486 sqft
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1374 CLAUD RD
City	ECLECTIC
State	AL
Zip	36024-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.79 ACRES SEC 22 T19 R20
Legal Range	020
Legal Township	019
Legal Section	22
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	3
Census Block	3032
Census Tract	30500

Owner

1374 Claud Rd is owned by two individuals who bought it in September 2026.

Source: Elmore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 CLAUD RD, ECLECTIC, AL 36024-6360
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARDIAN CREDIT UNION
May 16, 2023	Intrafamily Transfer, Transfer · Line of Credit GUARDIAN CU
Nov 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST COMMUNITY BANK OF CENTRAL ALA
Jan 10, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK OF CENTRAL ALA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	May 16, 2023 · Amount on File
Deed Document Number	2026714454
Deed Book / Page	2026 / 59525
Prior Transfer Date	May 11, 2023
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Sep 21, 2026
Property Address	1374 CLAUD RD, ECLECTIC, AL 36024-6315
Document Number	0000714454
Book / Page	2026 / 59525
Instrument Date	Sep 18, 2026
Instrument	2026714454
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,411.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000714455,
Date	Sep 21, 2026
Instrument	2026714455

Lender

Name	GUARDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELMORE AL
Recording Date	May 16, 2023
Property Address	1374 CLAUD RD, ECLECTIC, AL 36024-6315
Document Number	2023/20822
Book / Page	2023 / 20822
Instrument Date	May 11, 2023
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1374 CLAUD RD, ECLECTIC, AL 36024-6315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1374 CLAUD RD, ECLECTIC, AL 36024-6315

Mortgage

Document Number	0202320824
Date	May 16, 2023
Instrument	2023/20824

Lender

Name	GUARDIAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Nov 5, 2021
Property Address	1374 CLAUD RD, ECLECTIC, AL 36024-6315
Document Number	2021/93224
Book / Page	2021 / 93224
Instrument Date	Nov 1, 2021
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1374 CLAUD RD, ECLECTIC, AL 36024-6315

Mortgage

Document Number	202193226
Date	Nov 5, 2021
Instrument	2021/93226

Lender

Name	FIRST COMMUNITY BANK OF CENTRAL ALA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jan 10, 2020
Property Address	1374 CLAUD RD, ECLECTIC, AL 36024-6315
Document Number	2020/02817
Book / Page	2020 / 02817
Instrument Date	Jan 9, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1374 CLAUD RD, 1374, ECLECTIC, AL 36024-6315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1374 CLAUD RD, ECLECTIC, AL 36024-6315

Mortgage

Document Number	0202002834
Date	Jan 10, 2020
Instrument	2020/02834

Lender

Name	FIRST COMMUNITY BANK OF CENTRAL ALA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1374 Claud Rd was $574, down 1% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Eclectic Town
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$574.00 (-1.03%)
2025	$580.00 (-44.12%)	$17,680 (-46.33%)	$176,840 (+7.34%) Land $12,840 Building $164,000
2024	$1,038.00 (+90.81%)	$32,940 (+99.95%)	$164,740 (-) Land $12,840 Building $151,900
2023	$544.00 (+37.72%)	$16,474 (+28.71%) Land $1,284 Building $15,190	$164,740 (+28.71%) Land $12,840 Building $151,900
2022	$395.00	$12,799 Land $729 Building $12,070	$127,990 Land $7,290 Building $120,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1374 Claud Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1374 Claud Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECLECTIC, WATER WORKS & SEWER BOARD serves 5,094 people · EPA ID AL0000533
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Central Access Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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