1344 Claud Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 1344 Claud Rd, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,870 sqft · built 1999
Lot Size	4.79 acres (208,652 sqft)
Owner	2 Individual Names on File
Last Sale	$311,000 (Sep 2026)
Tax Bill	$1,177 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-05-22-1-001-006.002`

Property Details

APN / Parcel Number

Primary APN	`11-05-22-1-001-006.002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,870 sqft Living Area
1st Floor Area	2,870 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	208,652 sqft (4.79 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Slab
Porch Area	578 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1344 CLAUD RD
City	ECLECTIC
State	AL
Zip	36024-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF SW 1/4 OF NE 1/4 OF SEC 22 T19N R20E; E 2486.8' TO W R/W OF CLAUD RD; SW ALONG SAID R/W 630.08' TO POB; S 10
Legal Range	20E
Legal Township	19N
Legal Section	22
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	3
Census Block	3032
Census Tract	30500

Owner

1344 Claud Rd is owned by two individuals who bought it in September 2026.

Source: Elmore County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 CLAUD RD, ECLECTIC, AL 36024-6360
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARDIAN CREDIT UNION
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST COMMUNITY BANK OF CENTRAL ALABAMA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	Jun 2, 2015 · Amount on File
Deed Document Number	2026714454
Deed Book / Page	2026 / 59525
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Sep 21, 2026
Property Address	1344 CLAUD RD, ECLECTIC, AL 36024-6315
Document Number	0000714454
Book / Page	2026 / 59525
Instrument Date	Sep 18, 2026
Instrument	2026714454
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,411.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000714455,
Date	Sep 21, 2026
Instrument	2026714455

Lender

Name	GUARDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	1344 CLAUD RD, ECLECTIC, AL 36024-6315
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/12183
Date	Feb 9, 2021
Book Page	2021/12183

Lender

Name	FIRST COMMUNITY BANK OF CENTRAL ALABAMA
Type	Bank
Address	WETUMPKA, AL 36092

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1344 Claud Rd was $1,177, up 6.9% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Eclectic Town
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,177.00 (+6.9%)
2025	$1,101.00 (+6.17%)	$36,480 (+6.17%)	$382,000 (+5.88%) Land $34,600 Building $347,400
2024	$1,037.00 (-2.54%)	$34,360 (-7.08%)	$360,800 (-2.43%) Land $34,600 Building $326,200
2023	$1,064.00 (+0.57%)	$36,980 (+5.49%) Land $3,460 Building $33,520	$369,800 (+5.49%) Land $34,600 Building $335,200
2022	$1,058.00	$35,057 Land $3,957 Building $31,100	$350,570 Land $39,570 Building $311,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1344 Claud Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1344 Claud Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECLECTIC, WATER WORKS & SEWER BOARD serves 5,094 people · EPA ID AL0000533
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Central Access Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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